What is the Best Neighborhoods USA ranking for Germania Park?
Germania Park is ranked #58 of 88 eligible neighborhoods in Birmingham; #191 of 258 eligible neighborhoods in AL; and #12,464 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Germania Park
Birmingham, AL | Jefferson County
Scored premium profile
Best Neighborhoods USA Index
34.8
Stability and Strength
23.4
Value Opportunity
50.7
Momentum
30.5
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Birmingham, AL |
| County | Jefferson County |
| National rank | #12,464 of 14,967 |
| State rank | #191 of 258 |
| City rank | #58 of 88 |
| County rank | #58 of 88 |
| National percentile | 16.7 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $68,645 |
| Year-over-year home value change | -0.5% |
| Month-over-month home value change | -0.49% |
| Home value to income ratio | 1.99 |
| Median household income | $34,580 |
| Bachelor's degree or higher | 19.4% |
| Civilian unemployment rate | 5.8% |
| Homeownership rate | 44.0% |
| Housing vacancy rate | 22.3% |
| Rent burden 30% or higher | 55.3% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Germania Park
Is Germania Park one of the best neighborhoods in Birmingham?
Germania Park has a Best Neighborhoods USA Index of 34.8 and a city ranking of #58 of 88 eligible neighborhoods in Birmingham.
How much are homes worth in Germania Park?
The current Zillow Home Value Index for Germania Park is approximately $68,645.
Are home values rising or falling in Germania Park?
Zillow neighborhood values changed -0.5% year over year and -0.49% month over month.
What is the Neighborhood Momentum Score for Germania Park?
Germania Park has a Neighborhood Momentum Score of 30.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Germania Park?
The NDS-derived neighborhood median household income is approximately $34,580.
How affordable is Germania Park relative to household income?
The current Zillow home-value-to-household-income ratio is 1.99. Price-to-income affordability is a major Value Opportunity input.
Is Germania Park primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 44.0%.
What is the unemployment rate in Germania Park?
The NDS-derived civilian unemployment rate is approximately 5.8%.
How educated are residents of Germania Park?
Approximately 19.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Germania Park face high rent burden?
Approximately 55.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Germania Park?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications39
Estimated originations17
Home-purchase applications17
Origination rate43.5%
Home-purchase share44.9%
Average application loan$94,707
Total application loan amount$3,653,829
National application rank#8,274 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -13.0% YoY; originations 0.9% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.