What is the Best Neighborhoods USA ranking for Mason City?
Mason City is ranked #43 of 88 eligible neighborhoods in Birmingham; #143 of 258 eligible neighborhoods in AL; and #10,519 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Mason City
Birmingham, AL | Jefferson County
Scored premium profile
Best Neighborhoods USA Index
41.6
Stability and Strength
19.9
Value Opportunity
37.6
Momentum
81.9
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Birmingham, AL |
| County | Jefferson County |
| National rank | #10,519 of 14,967 |
| State rank | #143 of 258 |
| City rank | #43 of 88 |
| County rank | #43 of 88 |
| National percentile | 29.7 |
| National band | MIDDLE_50_PERCENT |
Neighborhood Expert Opportunity
Become the Neighborhood Expert for this market
Inquire about this marketUnsold commercial placement. No local expert is currently assigned.
Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $109,430 |
| Year-over-year home value change | 7.7% |
| Month-over-month home value change | 0.07% |
| Home value to income ratio | 3.85 |
| Median household income | $28,439 |
| Bachelor's degree or higher | 13.7% |
| Civilian unemployment rate | 7.8% |
| Homeownership rate | 49.8% |
| Housing vacancy rate | 15.0% |
| Rent burden 30% or higher | 56.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Mason City
Is Mason City one of the best neighborhoods in Birmingham?
Mason City has a Best Neighborhoods USA Index of 41.6 and a city ranking of #43 of 88 eligible neighborhoods in Birmingham.
How much are homes worth in Mason City?
The current Zillow Home Value Index for Mason City is approximately $109,430.
Are home values rising or falling in Mason City?
Zillow neighborhood values changed 7.7% year over year and 0.07% month over month.
What is the Neighborhood Momentum Score for Mason City?
Mason City has a Neighborhood Momentum Score of 81.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Mason City?
The NDS-derived neighborhood median household income is approximately $28,439.
How affordable is Mason City relative to household income?
The current Zillow home-value-to-household-income ratio is 3.85. Price-to-income affordability is a major Value Opportunity input.
Is Mason City primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 49.8%.
What is the unemployment rate in Mason City?
The NDS-derived civilian unemployment rate is approximately 7.8%.
How educated are residents of Mason City?
Approximately 13.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Mason City face high rent burden?
Approximately 56.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Mason City?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications34
Estimated originations15
Home-purchase applications15
Origination rate43.7%
Home-purchase share44.5%
Average application loan$130,753
Total application loan amount$4,432,604
National application rank#8,775 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 30.1% YoY; originations 87.1% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.