Neighborhood Profile

North Birmingham

Birmingham, AL | Jefferson County
Scored premium profile
Best Neighborhoods USA Index
34.9
National rank: #12,421 of 14,967
Stability and Strength
19.7
Score
Value Opportunity
50.1
Score
Momentum
37.8
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationBirmingham, AL
CountyJefferson County
National rank#12,421 of 14,967
State rank#189 of 258
City rank#57 of 88
County rank#57 of 88
National percentile17.0
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$60,076
Year-over-year home value change-0.8%
Month-over-month home value change-0.01%
Home value to income ratio2.01
Median household income$29,913
Bachelor's degree or higher10.6%
Civilian unemployment rate4.4%
Homeownership rate38.3%
Housing vacancy rate23.5%
Rent burden 30% or higher65.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in North Birmingham

What is the Best Neighborhoods USA ranking for North Birmingham?

North Birmingham is ranked #57 of 88 eligible neighborhoods in Birmingham; #189 of 258 eligible neighborhoods in AL; and #12,421 of 14,967 eligible neighborhoods in the United States.

Is North Birmingham one of the best neighborhoods in Birmingham?

North Birmingham has a Best Neighborhoods USA Index of 34.9 and a city ranking of #57 of 88 eligible neighborhoods in Birmingham.

How much are homes worth in North Birmingham?

The current Zillow Home Value Index for North Birmingham is approximately $60,076.

Are home values rising or falling in North Birmingham?

Zillow neighborhood values changed -0.8% year over year and -0.01% month over month.

What is the Neighborhood Momentum Score for North Birmingham?

North Birmingham has a Neighborhood Momentum Score of 37.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in North Birmingham?

The NDS-derived neighborhood median household income is approximately $29,913.

How affordable is North Birmingham relative to household income?

The current Zillow home-value-to-household-income ratio is 2.01. Price-to-income affordability is a major Value Opportunity input.

Is North Birmingham primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 38.3%.

What is the unemployment rate in North Birmingham?

The NDS-derived civilian unemployment rate is approximately 4.4%.

How educated are residents of North Birmingham?

Approximately 10.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in North Birmingham face high rent burden?

Approximately 65.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score North Birmingham?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications19
Estimated originations6
Home-purchase applications6
Origination rate33.9%
Home-purchase share30.8%
Average application loan$91,138
Total application loan amount$1,692,155
National application rank#10,861 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 25.0% YoY; originations 22.2% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.