| Context | Value |
|---|
| Location | Hendersonville, NC |
| County | Henderson County |
| National rank | #6,364 of 14,967 |
| State rank | #225 of 535 |
| City rank | Not available |
| County rank | Not available |
| National percentile | 57.5 |
| National band | MIDDLE_50_PERCENT |
Housing and local fundamentals
| Housing and market metrics | Value |
|---|
| Current Zillow home value | $419,978 |
| Year-over-year home value change | -2.5% |
| Month-over-month home value change | 0.15% |
| Home value to income ratio | 5.13 |
| Median household income | $81,791 |
| Bachelor's degree or higher | 39.1% |
| Civilian unemployment rate | 1.8% |
| Homeownership rate | 75.6% |
| Housing vacancy rate | 2.6% |
| Rent burden 30% or higher | 56.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Mountain Home
What is the Best Neighborhoods USA ranking for Mountain Home?
Mountain Home is ranked No published Hendersonville rank is currently available; #225 of 535 eligible neighborhoods in NC; and #6,364 of 14,967 eligible neighborhoods in the United States.
Is Mountain Home one of the best neighborhoods in Hendersonville?
Mountain Home has a Best Neighborhoods USA Index of 53.4 and a city ranking of No published Hendersonville rank is currently available.
How much are homes worth in Mountain Home?
The current Zillow Home Value Index for Mountain Home is approximately $419,978.
Are home values rising or falling in Mountain Home?
Zillow neighborhood values changed -2.5% year over year and 0.15% month over month.
What is the Neighborhood Momentum Score for Mountain Home?
Mountain Home has a Neighborhood Momentum Score of 31.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Mountain Home?
The NDS-derived neighborhood median household income is approximately $81,791.
How affordable is Mountain Home relative to household income?
The current Zillow home-value-to-household-income ratio is 5.13. Price-to-income affordability is a major Value Opportunity input.
Is Mountain Home primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 75.6%.
What is the unemployment rate in Mountain Home?
The NDS-derived civilian unemployment rate is approximately 1.8%.
How educated are residents of Mountain Home?
Approximately 39.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Mountain Home face high rent burden?
Approximately 56.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Mountain Home?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
FULL_OR_NEAR_FULL
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry.
These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications66
Estimated originations38
Home-purchase applications31
Origination rate56.9%
Home-purchase share46.4%
Average application loan$228,986
Total application loan amount$15,192,139
National application rank#6,055 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -13.6% YoY; originations -17.1% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography.
This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation.
Rankings require governed geometry coverage. Applicant demographics are excluded.
Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.