Neighborhood Profile

Twin City

Council Bluffs, IA | Pottawattamie County
Scored premium profile
Best Neighborhoods USA Index
48.4
National rank: #8,208 of 14,967
Stability and Strength
44.8
Score
Value Opportunity
53.5
Score
Momentum
47.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationCouncil Bluffs, IA
CountyPottawattamie County
National rank#8,208 of 14,967
State rank#89 of 165
City rank#6 of 7
County rank#6 of 7
National percentile45.2
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$247,631
Year-over-year home value change1.6%
Month-over-month home value change-0.38%
Home value to income ratio4.01
Median household income$61,774
Bachelor's degree or higher21.8%
Civilian unemployment rate3.4%
Homeownership rate57.9%
Housing vacancy rate6.3%
Rent burden 30% or higher47.0%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Twin City

What is the Best Neighborhoods USA ranking for Twin City?

Twin City is ranked #6 of 7 eligible neighborhoods in Council Bluffs; #89 of 165 eligible neighborhoods in IA; and #8,208 of 14,967 eligible neighborhoods in the United States.

Is Twin City one of the best neighborhoods in Council Bluffs?

Twin City has a Best Neighborhoods USA Index of 48.4 and a city ranking of #6 of 7 eligible neighborhoods in Council Bluffs.

How much are homes worth in Twin City?

The current Zillow Home Value Index for Twin City is approximately $247,631.

Are home values rising or falling in Twin City?

Zillow neighborhood values changed 1.6% year over year and -0.38% month over month.

What is the Neighborhood Momentum Score for Twin City?

Twin City has a Neighborhood Momentum Score of 47.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Twin City?

The NDS-derived neighborhood median household income is approximately $61,774.

How affordable is Twin City relative to household income?

The current Zillow home-value-to-household-income ratio is 4.01. Price-to-income affordability is a major Value Opportunity input.

Is Twin City primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 57.9%.

What is the unemployment rate in Twin City?

The NDS-derived civilian unemployment rate is approximately 3.4%.

How educated are residents of Twin City?

Approximately 21.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Twin City face high rent burden?

Approximately 47.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Twin City?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications119
Estimated originations74
Home-purchase applications61
Origination rate62.1%
Home-purchase share51.5%
Average application loan$202,595
Total application loan amount$24,162,233
National application rank#3,677 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 21.0% YoY; originations 32.5% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.