What is the Best Neighborhoods USA ranking for Charter Oak?
Charter Oak is ranked #168 of 179 eligible neighborhoods in Tulsa; #207 of 225 eligible neighborhoods in OK; and #12,868 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Charter Oak
Tulsa, OK | Tulsa County
Scored premium profile
Best Neighborhoods USA Index
32.9
Stability and Strength
19.6
Value Opportunity
18.0
Momentum
75.1
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Tulsa, OK |
| County | Tulsa County |
| National rank | #12,868 of 14,967 |
| State rank | #207 of 225 |
| City rank | #168 of 179 |
| County rank | #165 of 174 |
| National percentile | 14.0 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $420,543 |
| Year-over-year home value change | 4.8% |
| Month-over-month home value change | 0.06% |
| Home value to income ratio | 13.10 |
| Median household income | $32,110 |
| Bachelor's degree or higher | 35.7% |
| Civilian unemployment rate | 9.8% |
| Homeownership rate | 23.4% |
| Housing vacancy rate | 10.2% |
| Rent burden 30% or higher | 74.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Charter Oak
Is Charter Oak one of the best neighborhoods in Tulsa?
Charter Oak has a Best Neighborhoods USA Index of 32.9 and a city ranking of #168 of 179 eligible neighborhoods in Tulsa.
How much are homes worth in Charter Oak?
The current Zillow Home Value Index for Charter Oak is approximately $420,543.
Are home values rising or falling in Charter Oak?
Zillow neighborhood values changed 4.8% year over year and 0.06% month over month.
What is the Neighborhood Momentum Score for Charter Oak?
Charter Oak has a Neighborhood Momentum Score of 75.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Charter Oak?
The NDS-derived neighborhood median household income is approximately $32,110.
How affordable is Charter Oak relative to household income?
The current Zillow home-value-to-household-income ratio is 13.10. Price-to-income affordability is a major Value Opportunity input.
Is Charter Oak primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 23.4%.
What is the unemployment rate in Charter Oak?
The NDS-derived civilian unemployment rate is approximately 9.8%.
How educated are residents of Charter Oak?
Approximately 35.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Charter Oak face high rent burden?
Approximately 74.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Charter Oak?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications3
Estimated originations2
Home-purchase applications1
Origination rate61.9%
Home-purchase share40.5%
Average application loan$193,176
Total application loan amount$538,218
National application rank#14,359 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -15.7% YoY; originations 8.5% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.