Neighborhood Profile

South Lowell

Lowell, MA | Middlesex County
Scored premium profile
Best Neighborhoods USA Index
58.8
National rank: #4,408 of 14,967
Stability and Strength
57.6
Score
Value Opportunity
56.7
Score
Momentum
63.8
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationLowell, MA
CountyMiddlesex County
National rank#4,408 of 14,967
State rank#112 of 259
City rank#2 of 9
County rank#55 of 110
National percentile70.6
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$537,111
Year-over-year home value change1.0%
Month-over-month home value change0.49%
Home value to income ratio4.80
Median household income$111,823
Bachelor's degree or higher20.5%
Civilian unemployment rate5.3%
Homeownership rate59.3%
Housing vacancy rate0.3%
Rent burden 30% or higher26.1%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in South Lowell

What is the Best Neighborhoods USA ranking for South Lowell?

South Lowell is ranked #2 of 9 eligible neighborhoods in Lowell; #112 of 259 eligible neighborhoods in MA; and #4,408 of 14,967 eligible neighborhoods in the United States.

Is South Lowell one of the best neighborhoods in Lowell?

South Lowell has a Best Neighborhoods USA Index of 58.8 and a city ranking of #2 of 9 eligible neighborhoods in Lowell.

How much are homes worth in South Lowell?

The current Zillow Home Value Index for South Lowell is approximately $537,111.

Are home values rising or falling in South Lowell?

Zillow neighborhood values changed 1.0% year over year and 0.49% month over month.

What is the Neighborhood Momentum Score for South Lowell?

South Lowell has a Neighborhood Momentum Score of 63.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in South Lowell?

The NDS-derived neighborhood median household income is approximately $111,823.

How affordable is South Lowell relative to household income?

The current Zillow home-value-to-household-income ratio is 4.80. Price-to-income affordability is a major Value Opportunity input.

Is South Lowell primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 59.3%.

What is the unemployment rate in South Lowell?

The NDS-derived civilian unemployment rate is approximately 5.3%.

How educated are residents of South Lowell?

Approximately 20.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in South Lowell face high rent burden?

Approximately 26.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score South Lowell?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications109
Estimated originations71
Home-purchase applications67
Origination rate64.8%
Home-purchase share61.3%
Average application loan$281,391
Total application loan amount$30,621,786
National application rank#4,044 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 19.2% YoY; originations 26.8% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.