What is the Best Neighborhoods USA ranking for Upper Hill?
Upper Hill is ranked #9 of 18 eligible neighborhoods in Springfield; #225 of 259 eligible neighborhoods in MA; and #11,733 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Upper Hill
Springfield, MA | Hampden County
Scored premium profile
Best Neighborhoods USA Index
37.5
Stability and Strength
19.9
Value Opportunity
22.8
Momentum
86.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Springfield, MA |
| County | Hampden County |
| National rank | #11,733 of 14,967 |
| State rank | #225 of 259 |
| City rank | #9 of 18 |
| County rank | #9 of 18 |
| National percentile | 21.6 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $280,527 |
| Year-over-year home value change | 6.2% |
| Month-over-month home value change | 0.33% |
| Home value to income ratio | 6.96 |
| Median household income | $40,316 |
| Bachelor's degree or higher | 21.3% |
| Civilian unemployment rate | 9.0% |
| Homeownership rate | 41.8% |
| Housing vacancy rate | 18.0% |
| Rent burden 30% or higher | 60.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Upper Hill
Is Upper Hill one of the best neighborhoods in Springfield?
Upper Hill has a Best Neighborhoods USA Index of 37.5 and a city ranking of #9 of 18 eligible neighborhoods in Springfield.
How much are homes worth in Upper Hill?
The current Zillow Home Value Index for Upper Hill is approximately $280,527.
Are home values rising or falling in Upper Hill?
Zillow neighborhood values changed 6.2% year over year and 0.33% month over month.
What is the Neighborhood Momentum Score for Upper Hill?
Upper Hill has a Neighborhood Momentum Score of 86.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Upper Hill?
The NDS-derived neighborhood median household income is approximately $40,316.
How affordable is Upper Hill relative to household income?
The current Zillow home-value-to-household-income ratio is 6.96. Price-to-income affordability is a major Value Opportunity input.
Is Upper Hill primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 41.8%.
What is the unemployment rate in Upper Hill?
The NDS-derived civilian unemployment rate is approximately 9.0%.
How educated are residents of Upper Hill?
Approximately 21.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Upper Hill face high rent burden?
Approximately 60.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Upper Hill?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications133
Estimated originations66
Home-purchase applications66
Origination rate49.6%
Home-purchase share49.7%
Average application loan$216,322
Total application loan amount$28,778,405
National application rank#3,312 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -4.2% YoY; originations 1.5% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.