What is the Best Neighborhoods USA ranking for James City?
James City is ranked No published New Bern rank is currently available; #280 of 535 eligible neighborhoods in NC; and #8,113 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
James City
New Bern, NC | Craven County
Scored premium profile
Best Neighborhoods USA Index
48.6
Stability and Strength
49.2
Value Opportunity
38.0
Momentum
62.7
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | New Bern, NC |
| County | Craven County |
| National rank | #8,113 of 14,967 |
| State rank | #280 of 535 |
| City rank | Not available |
| County rank | Not available |
| National percentile | 45.8 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $291,013 |
| Year-over-year home value change | 2.3% |
| Month-over-month home value change | 0.08% |
| Home value to income ratio | 6.28 |
| Median household income | $46,323 |
| Bachelor's degree or higher | 28.7% |
| Civilian unemployment rate | 2.5% |
| Homeownership rate | 85.8% |
| Housing vacancy rate | 10.7% |
| Rent burden 30% or higher | 42.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in James City
Is James City one of the best neighborhoods in New Bern?
James City has a Best Neighborhoods USA Index of 48.6 and a city ranking of No published New Bern rank is currently available.
How much are homes worth in James City?
The current Zillow Home Value Index for James City is approximately $291,013.
Are home values rising or falling in James City?
Zillow neighborhood values changed 2.3% year over year and 0.08% month over month.
What is the Neighborhood Momentum Score for James City?
James City has a Neighborhood Momentum Score of 62.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in James City?
The NDS-derived neighborhood median household income is approximately $46,323.
How affordable is James City relative to household income?
The current Zillow home-value-to-household-income ratio is 6.28. Price-to-income affordability is a major Value Opportunity input.
Is James City primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 85.8%.
What is the unemployment rate in James City?
The NDS-derived civilian unemployment rate is approximately 2.5%.
How educated are residents of James City?
Approximately 28.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in James City face high rent burden?
Approximately 42.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score James City?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications349
Estimated originations225
Home-purchase applications205
Origination rate64.6%
Home-purchase share58.8%
Average application loan$241,902
Total application loan amount$84,365,145
National application rank#948 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 23.0% YoY; originations 29.1% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.