Neighborhood Profile

Riley

Birmingham, AL | Jefferson County
Scored premium profile
Best Neighborhoods USA Index
33.3
National rank: #12,782 of 14,967
Stability and Strength
23.0
Score
Value Opportunity
48.5
Score
Momentum
28.6
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationBirmingham, AL
CountyJefferson County
National rank#12,782 of 14,967
State rank#203 of 258
City rank#61 of 88
County rank#61 of 88
National percentile14.6
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$55,787
Year-over-year home value change-3.7%
Month-over-month home value change0.25%
Home value to income ratio1.83
Median household income$30,492
Bachelor's degree or higher8.2%
Civilian unemployment rate5.5%
Homeownership rate68.4%
Housing vacancy rate22.4%
Rent burden 30% or higher67.3%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Riley

What is the Best Neighborhoods USA ranking for Riley?

Riley is ranked #61 of 88 eligible neighborhoods in Birmingham; #203 of 258 eligible neighborhoods in AL; and #12,782 of 14,967 eligible neighborhoods in the United States.

Is Riley one of the best neighborhoods in Birmingham?

Riley has a Best Neighborhoods USA Index of 33.3 and a city ranking of #61 of 88 eligible neighborhoods in Birmingham.

How much are homes worth in Riley?

The current Zillow Home Value Index for Riley is approximately $55,787.

Are home values rising or falling in Riley?

Zillow neighborhood values changed -3.7% year over year and 0.25% month over month.

What is the Neighborhood Momentum Score for Riley?

Riley has a Neighborhood Momentum Score of 28.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Riley?

The NDS-derived neighborhood median household income is approximately $30,492.

How affordable is Riley relative to household income?

The current Zillow home-value-to-household-income ratio is 1.83. Price-to-income affordability is a major Value Opportunity input.

Is Riley primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 68.4%.

What is the unemployment rate in Riley?

The NDS-derived civilian unemployment rate is approximately 5.5%.

How educated are residents of Riley?

Approximately 8.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Riley face high rent burden?

Approximately 67.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Riley?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications19
Estimated originations10
Home-purchase applications11
Origination rate53.7%
Home-purchase share55.9%
Average application loan$171,461
Total application loan amount$3,306,863
National application rank#10,747 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 0.0% YoY; originations 43.3% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.