Neighborhood Profile

Clifton Hills

Chattanooga, TN | Hamilton County
Scored premium profile
Best Neighborhoods USA Index
52.3
National rank: #6,786 of 14,967
Stability and Strength
29.9
Score
Value Opportunity
51.1
Score
Momentum
89.8
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationChattanooga, TN
CountyHamilton County
National rank#6,786 of 14,967
State rank#212 of 571
City rank#9 of 57
County rank#9 of 57
National percentile54.7
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$143,710
Year-over-year home value change5.8%
Month-over-month home value change0.64%
Home value to income ratio2.89
Median household income$49,720
Bachelor's degree or higher15.3%
Civilian unemployment rate6.0%
Homeownership rate32.5%
Housing vacancy rate10.2%
Rent burden 30% or higher30.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Clifton Hills

What is the Best Neighborhoods USA ranking for Clifton Hills?

Clifton Hills is ranked #9 of 57 eligible neighborhoods in Chattanooga; #212 of 571 eligible neighborhoods in TN; and #6,786 of 14,967 eligible neighborhoods in the United States.

Is Clifton Hills one of the best neighborhoods in Chattanooga?

Clifton Hills has a Best Neighborhoods USA Index of 52.3 and a city ranking of #9 of 57 eligible neighborhoods in Chattanooga.

How much are homes worth in Clifton Hills?

The current Zillow Home Value Index for Clifton Hills is approximately $143,710.

Are home values rising or falling in Clifton Hills?

Zillow neighborhood values changed 5.8% year over year and 0.64% month over month.

What is the Neighborhood Momentum Score for Clifton Hills?

Clifton Hills has a Neighborhood Momentum Score of 89.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Clifton Hills?

The NDS-derived neighborhood median household income is approximately $49,720.

How affordable is Clifton Hills relative to household income?

The current Zillow home-value-to-household-income ratio is 2.89. Price-to-income affordability is a major Value Opportunity input.

Is Clifton Hills primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 32.5%.

What is the unemployment rate in Clifton Hills?

The NDS-derived civilian unemployment rate is approximately 6.0%.

How educated are residents of Clifton Hills?

Approximately 15.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Clifton Hills face high rent burden?

Approximately 30.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Clifton Hills?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications17
Estimated originations9
Home-purchase applications9
Origination rate55.2%
Home-purchase share51.7%
Average application loan$137,280
Total application loan amount$2,292,950
National application rank#11,172 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 3.6% YoY; originations -13.5% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.