What is the Best Neighborhoods USA ranking for Lake Hills?
Lake Hills is ranked #30 of 57 eligible neighborhoods in Chattanooga; #419 of 571 eligible neighborhoods in TN; and #11,474 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Lake Hills
Chattanooga, TN | Hamilton County
Scored premium profile
Best Neighborhoods USA Index
38.5
Stability and Strength
38.5
Value Opportunity
50.9
Momentum
21.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Chattanooga, TN |
| County | Hamilton County |
| National rank | #11,474 of 14,967 |
| State rank | #419 of 571 |
| City rank | #30 of 57 |
| County rank | #30 of 57 |
| National percentile | 23.3 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $262,042 |
| Year-over-year home value change | -2.0% |
| Month-over-month home value change | -0.35% |
| Home value to income ratio | 3.70 |
| Median household income | $70,775 |
| Bachelor's degree or higher | 37.3% |
| Civilian unemployment rate | 18.0% |
| Homeownership rate | 45.0% |
| Housing vacancy rate | 7.7% |
| Rent burden 30% or higher | 29.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Lake Hills
Is Lake Hills one of the best neighborhoods in Chattanooga?
Lake Hills has a Best Neighborhoods USA Index of 38.5 and a city ranking of #30 of 57 eligible neighborhoods in Chattanooga.
How much are homes worth in Lake Hills?
The current Zillow Home Value Index for Lake Hills is approximately $262,042.
Are home values rising or falling in Lake Hills?
Zillow neighborhood values changed -2.0% year over year and -0.35% month over month.
What is the Neighborhood Momentum Score for Lake Hills?
Lake Hills has a Neighborhood Momentum Score of 21.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Lake Hills?
The NDS-derived neighborhood median household income is approximately $70,775.
How affordable is Lake Hills relative to household income?
The current Zillow home-value-to-household-income ratio is 3.70. Price-to-income affordability is a major Value Opportunity input.
Is Lake Hills primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 45.0%.
What is the unemployment rate in Lake Hills?
The NDS-derived civilian unemployment rate is approximately 18.0%.
How educated are residents of Lake Hills?
Approximately 37.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Lake Hills face high rent burden?
Approximately 29.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Lake Hills?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications93
Estimated originations50
Home-purchase applications40
Origination rate54.3%
Home-purchase share43.0%
Average application loan$187,935
Total application loan amount$17,402,136
National application rank#4,652 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 18.4% YoY; originations 14.8% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.