What is the Best Neighborhoods USA ranking for Hill City?
Hill City is ranked #19 of 57 eligible neighborhoods in Chattanooga; #338 of 571 eligible neighborhoods in TN; and #9,944 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Hill City
Chattanooga, TN | Hamilton County
Scored premium profile
Best Neighborhoods USA Index
43.3
Stability and Strength
49.3
Value Opportunity
41.9
Momentum
35.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Chattanooga, TN |
| County | Hamilton County |
| National rank | #9,944 of 14,967 |
| State rank | #338 of 571 |
| City rank | #19 of 57 |
| County rank | #19 of 57 |
| National percentile | 33.6 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $443,084 |
| Year-over-year home value change | -0.2% |
| Month-over-month home value change | -0.27% |
| Home value to income ratio | 7.56 |
| Median household income | $58,611 |
| Bachelor's degree or higher | 46.2% |
| Civilian unemployment rate | 2.1% |
| Homeownership rate | 35.2% |
| Housing vacancy rate | 8.4% |
| Rent burden 30% or higher | 41.1% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Hill City
Is Hill City one of the best neighborhoods in Chattanooga?
Hill City has a Best Neighborhoods USA Index of 43.3 and a city ranking of #19 of 57 eligible neighborhoods in Chattanooga.
How much are homes worth in Hill City?
The current Zillow Home Value Index for Hill City is approximately $443,084.
Are home values rising or falling in Hill City?
Zillow neighborhood values changed -0.2% year over year and -0.27% month over month.
What is the Neighborhood Momentum Score for Hill City?
Hill City has a Neighborhood Momentum Score of 35.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Hill City?
The NDS-derived neighborhood median household income is approximately $58,611.
How affordable is Hill City relative to household income?
The current Zillow home-value-to-household-income ratio is 7.56. Price-to-income affordability is a major Value Opportunity input.
Is Hill City primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 35.2%.
What is the unemployment rate in Hill City?
The NDS-derived civilian unemployment rate is approximately 2.1%.
How educated are residents of Hill City?
Approximately 46.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Hill City face high rent burden?
Approximately 41.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Hill City?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications26
Estimated originations14
Home-purchase applications17
Origination rate55.2%
Home-purchase share64.1%
Average application loan$385,551
Total application loan amount$10,047,511
National application rank#9,785 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 13.9% YoY; originations -4.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.