What is the Best Neighborhoods USA ranking for Lacy?
Lacy is ranked #157 of 179 eligible neighborhoods in Gilbert; #397 of 746 eligible neighborhoods in AZ; and #6,773 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Lacy
Gilbert, AZ | Maricopa County
Scored premium profile
Best Neighborhoods USA Index
52.3
Stability and Strength
49.7
Value Opportunity
51.3
Momentum
58.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Gilbert, AZ |
| County | Maricopa County |
| National rank | #6,773 of 14,967 |
| State rank | #397 of 746 |
| City rank | #157 of 179 |
| County rank | #355 of 546 |
| National percentile | 54.8 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $386,834 |
| Year-over-year home value change | 3.9% |
| Month-over-month home value change | -0.69% |
| Home value to income ratio | 6.76 |
| Median household income | $57,229 |
| Bachelor's degree or higher | 40.2% |
| Civilian unemployment rate | 0.0% |
| Homeownership rate | 30.9% |
| Housing vacancy rate | 0.0% |
| Rent burden 30% or higher | 77.1% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Lacy
Is Lacy one of the best neighborhoods in Gilbert?
Lacy has a Best Neighborhoods USA Index of 52.3 and a city ranking of #157 of 179 eligible neighborhoods in Gilbert.
How much are homes worth in Lacy?
The current Zillow Home Value Index for Lacy is approximately $386,834.
Are home values rising or falling in Lacy?
Zillow neighborhood values changed 3.9% year over year and -0.69% month over month.
What is the Neighborhood Momentum Score for Lacy?
Lacy has a Neighborhood Momentum Score of 58.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Lacy?
The NDS-derived neighborhood median household income is approximately $57,229.
How affordable is Lacy relative to household income?
The current Zillow home-value-to-household-income ratio is 6.76. Price-to-income affordability is a major Value Opportunity input.
Is Lacy primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 30.9%.
What is the unemployment rate in Lacy?
The NDS-derived civilian unemployment rate is approximately 0.0%.
How educated are residents of Lacy?
Approximately 40.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Lacy face high rent burden?
Approximately 77.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Lacy?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications5
Estimated originations3
Home-purchase applications2
Origination rate66.7%
Home-purchase share39.6%
Average application loan$243,138
Total application loan amount$1,158,025
National application rank#13,812 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -4.9% YoY; originations 12.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.