What is the Best Neighborhoods USA ranking for Sterling Point?
Sterling Point is ranked #4 of 32 eligible neighborhoods in Portsmouth; #100 of 518 eligible neighborhoods in VA; and #2,234 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Sterling Point
Portsmouth, VA | Portsmouth City
Scored premium profile
Best Neighborhoods USA Index
66.1
Stability and Strength
67.3
Value Opportunity
68.0
Momentum
61.5
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Portsmouth, VA |
| County | Portsmouth City |
| National rank | #2,234 of 14,967 |
| State rank | #100 of 518 |
| City rank | #4 of 32 |
| County rank | #4 of 32 |
| National percentile | 85.1 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $417,326 |
| Year-over-year home value change | 1.6% |
| Month-over-month home value change | 0.18% |
| Home value to income ratio | 3.85 |
| Median household income | $108,517 |
| Bachelor's degree or higher | 47.0% |
| Civilian unemployment rate | 2.6% |
| Homeownership rate | 93.3% |
| Housing vacancy rate | 8.8% |
| Rent burden 30% or higher | 55.7% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Sterling Point
Is Sterling Point one of the best neighborhoods in Portsmouth?
Sterling Point has a Best Neighborhoods USA Index of 66.1 and a city ranking of #4 of 32 eligible neighborhoods in Portsmouth.
How much are homes worth in Sterling Point?
The current Zillow Home Value Index for Sterling Point is approximately $417,326.
Are home values rising or falling in Sterling Point?
Zillow neighborhood values changed 1.6% year over year and 0.18% month over month.
What is the Neighborhood Momentum Score for Sterling Point?
Sterling Point has a Neighborhood Momentum Score of 61.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Sterling Point?
The NDS-derived neighborhood median household income is approximately $108,517.
How affordable is Sterling Point relative to household income?
The current Zillow home-value-to-household-income ratio is 3.85. Price-to-income affordability is a major Value Opportunity input.
Is Sterling Point primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 93.3%.
What is the unemployment rate in Sterling Point?
The NDS-derived civilian unemployment rate is approximately 2.6%.
How educated are residents of Sterling Point?
Approximately 47.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Sterling Point face high rent burden?
Approximately 55.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Sterling Point?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications95
Estimated originations58
Home-purchase applications46
Origination rate61.5%
Home-purchase share49.1%
Average application loan$226,159
Total application loan amount$21,419,746
National application rank#4,552 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 29.5% YoY; originations 22.1% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.