What is the Best Neighborhoods USA ranking for Agate Point?
Agate Point is ranked #6 of 11 eligible neighborhoods in Bainbridge Island; #20 of 533 eligible neighborhoods in WA; and #2,253 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Agate Point
Bainbridge Island, WA | Kitsap County
Scored premium profile
Best Neighborhoods USA Index
66.0
Stability and Strength
83.5
Value Opportunity
57.3
Momentum
50.1
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Bainbridge Island, WA |
| County | Kitsap County |
| National rank | #2,253 of 14,967 |
| State rank | #20 of 533 |
| City rank | #6 of 11 |
| County rank | #6 of 12 |
| National percentile | 85.0 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,417,242 |
| Year-over-year home value change | 0.1% |
| Month-over-month home value change | 0.15% |
| Home value to income ratio | 7.69 |
| Median household income | $184,381 |
| Bachelor's degree or higher | 77.4% |
| Civilian unemployment rate | 1.5% |
| Homeownership rate | 89.8% |
| Housing vacancy rate | 25.7% |
| Rent burden 30% or higher | 10.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Agate Point
Is Agate Point one of the best neighborhoods in Bainbridge Island?
Agate Point has a Best Neighborhoods USA Index of 66.0 and a city ranking of #6 of 11 eligible neighborhoods in Bainbridge Island.
How much are homes worth in Agate Point?
The current Zillow Home Value Index for Agate Point is approximately $1,417,242.
Are home values rising or falling in Agate Point?
Zillow neighborhood values changed 0.1% year over year and 0.15% month over month.
What is the Neighborhood Momentum Score for Agate Point?
Agate Point has a Neighborhood Momentum Score of 50.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Agate Point?
The NDS-derived neighborhood median household income is approximately $184,381.
How affordable is Agate Point relative to household income?
The current Zillow home-value-to-household-income ratio is 7.69. Price-to-income affordability is a major Value Opportunity input.
Is Agate Point primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 89.8%.
What is the unemployment rate in Agate Point?
The NDS-derived civilian unemployment rate is approximately 1.5%.
How educated are residents of Agate Point?
Approximately 77.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Agate Point face high rent burden?
Approximately 10.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Agate Point?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications23
Estimated originations14
Home-purchase applications8
Origination rate62.3%
Home-purchase share35.2%
Average application loan$671,349
Total application loan amount$15,300,175
National application rank#10,215 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -2.4% YoY; originations -6.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.