Neighborhood Profile

Crystal Springs

Bainbridge Island, WA | Kitsap County
Scored premium profile
Best Neighborhoods USA Index
67.5
National rank: #1,908 of 14,967
Stability and Strength
82.0
Score
Value Opportunity
64.2
Score
Momentum
48.7
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationBainbridge Island, WA
CountyKitsap County
National rank#1,908 of 14,967
State rank#13 of 533
City rank#5 of 11
County rank#5 of 12
National percentile87.3
National bandTOP_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$1,642,330
Year-over-year home value change1.1%
Month-over-month home value change-0.14%
Home value to income ratio7.70
Median household income$213,153
Bachelor's degree or higher91.5%
Civilian unemployment rate0.3%
Homeownership rate88.5%
Housing vacancy rate7.1%
Rent burden 30% or higher81.7%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Crystal Springs

What is the Best Neighborhoods USA ranking for Crystal Springs?

Crystal Springs is ranked #5 of 11 eligible neighborhoods in Bainbridge Island; #13 of 533 eligible neighborhoods in WA; and #1,908 of 14,967 eligible neighborhoods in the United States.

Is Crystal Springs one of the best neighborhoods in Bainbridge Island?

Crystal Springs has a Best Neighborhoods USA Index of 67.5 and a city ranking of #5 of 11 eligible neighborhoods in Bainbridge Island.

How much are homes worth in Crystal Springs?

The current Zillow Home Value Index for Crystal Springs is approximately $1,642,330.

Are home values rising or falling in Crystal Springs?

Zillow neighborhood values changed 1.1% year over year and -0.14% month over month.

What is the Neighborhood Momentum Score for Crystal Springs?

Crystal Springs has a Neighborhood Momentum Score of 48.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Crystal Springs?

The NDS-derived neighborhood median household income is approximately $213,153.

How affordable is Crystal Springs relative to household income?

The current Zillow home-value-to-household-income ratio is 7.70. Price-to-income affordability is a major Value Opportunity input.

Is Crystal Springs primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 88.5%.

What is the unemployment rate in Crystal Springs?

The NDS-derived civilian unemployment rate is approximately 0.3%.

How educated are residents of Crystal Springs?

Approximately 91.5% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Crystal Springs face high rent burden?

Approximately 81.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Crystal Springs?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications18
Estimated originations11
Home-purchase applications8
Origination rate64.6%
Home-purchase share45.1%
Average application loan$726,239
Total application loan amount$12,759,872
National application rank#11,021 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 10.8% YoY; originations 25.9% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.