What is the Best Neighborhoods USA ranking for San Mateo?
San Mateo is ranked #7 of 20 eligible neighborhoods in Santa Fe; #80 of 222 eligible neighborhoods in NM; and #3,910 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
San Mateo
Santa Fe, NM | Santa Fe County
Scored premium profile
Best Neighborhoods USA Index
60.3
Stability and Strength
63.5
Value Opportunity
49.8
Momentum
70.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Santa Fe, NM |
| County | Santa Fe County |
| National rank | #3,910 of 14,967 |
| State rank | #80 of 222 |
| City rank | #7 of 20 |
| County rank | #7 of 20 |
| National percentile | 73.9 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $833,913 |
| Year-over-year home value change | 2.0% |
| Month-over-month home value change | 0.51% |
| Home value to income ratio | 8.60 |
| Median household income | $96,967 |
| Bachelor's degree or higher | 70.4% |
| Civilian unemployment rate | 1.3% |
| Homeownership rate | 40.6% |
| Housing vacancy rate | 15.1% |
| Rent burden 30% or higher | 44.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in San Mateo
Is San Mateo one of the best neighborhoods in Santa Fe?
San Mateo has a Best Neighborhoods USA Index of 60.3 and a city ranking of #7 of 20 eligible neighborhoods in Santa Fe.
How much are homes worth in San Mateo?
The current Zillow Home Value Index for San Mateo is approximately $833,913.
Are home values rising or falling in San Mateo?
Zillow neighborhood values changed 2.0% year over year and 0.51% month over month.
What is the Neighborhood Momentum Score for San Mateo?
San Mateo has a Neighborhood Momentum Score of 70.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in San Mateo?
The NDS-derived neighborhood median household income is approximately $96,967.
How affordable is San Mateo relative to household income?
The current Zillow home-value-to-household-income ratio is 8.60. Price-to-income affordability is a major Value Opportunity input.
Is San Mateo primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 40.6%.
What is the unemployment rate in San Mateo?
The NDS-derived civilian unemployment rate is approximately 1.3%.
How educated are residents of San Mateo?
Approximately 70.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in San Mateo face high rent burden?
Approximately 44.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score San Mateo?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications53
Estimated originations20
Home-purchase applications18
Origination rate38.1%
Home-purchase share34.3%
Average application loan$360,345
Total application loan amount$19,076,902
National application rank#7,012 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 20.3% YoY; originations -12.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.