Neighborhood Profile

Mountain Home

Johnson City, TN | Washington County
Scored premium profile
Best Neighborhoods USA Index
36.5
National rank: #12,012 of 14,967
Stability and Strength
30.0
Score
Value Opportunity
29.2
Score
Momentum
56.9
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationJohnson City, TN
CountyWashington County
National rank#12,012 of 14,967
State rank#447 of 571
City rankNot available
County rankNot available
National percentile19.7
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$182,213
Year-over-year home value change-0.4%
Month-over-month home value change1.16%
Home value to income ratio8.69
Median household income$20,977
Bachelor's degree or higher32.3%
Civilian unemployment rate3.2%
Homeownership rate17.3%
Housing vacancy rate8.9%
Rent burden 30% or higher59.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Mountain Home

What is the Best Neighborhoods USA ranking for Mountain Home?

Mountain Home is ranked No published Johnson City rank is currently available; #447 of 571 eligible neighborhoods in TN; and #12,012 of 14,967 eligible neighborhoods in the United States.

Is Mountain Home one of the best neighborhoods in Johnson City?

Mountain Home has a Best Neighborhoods USA Index of 36.5 and a city ranking of No published Johnson City rank is currently available.

How much are homes worth in Mountain Home?

The current Zillow Home Value Index for Mountain Home is approximately $182,213.

Are home values rising or falling in Mountain Home?

Zillow neighborhood values changed -0.4% year over year and 1.16% month over month.

What is the Neighborhood Momentum Score for Mountain Home?

Mountain Home has a Neighborhood Momentum Score of 56.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Mountain Home?

The NDS-derived neighborhood median household income is approximately $20,977.

How affordable is Mountain Home relative to household income?

The current Zillow home-value-to-household-income ratio is 8.69. Price-to-income affordability is a major Value Opportunity input.

Is Mountain Home primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 17.3%.

What is the unemployment rate in Mountain Home?

The NDS-derived civilian unemployment rate is approximately 3.2%.

How educated are residents of Mountain Home?

Approximately 32.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Mountain Home face high rent burden?

Approximately 59.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Mountain Home?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications34
Estimated originations22
Home-purchase applications20
Origination rate64.1%
Home-purchase share57.9%
Average application loan$237,157
Total application loan amount$7,993,581
National application rank#8,790 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 4.6% YoY; originations 28.2% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.