What is the Best Neighborhoods USA ranking for Cedar Hill?
Cedar Hill is ranked #43 of 57 eligible neighborhoods in Chattanooga; #525 of 571 eligible neighborhoods in TN; and #13,725 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Cedar Hill
Chattanooga, TN | Hamilton County
Scored premium profile
Best Neighborhoods USA Index
28.5
Stability and Strength
26.5
Value Opportunity
50.2
Momentum
1.2
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Chattanooga, TN |
| County | Hamilton County |
| National rank | #13,725 of 14,967 |
| State rank | #525 of 571 |
| City rank | #43 of 57 |
| County rank | #43 of 57 |
| National percentile | 8.3 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $137,425 |
| Year-over-year home value change | -8.8% |
| Month-over-month home value change | -2.01% |
| Home value to income ratio | 2.42 |
| Median household income | $56,768 |
| Bachelor's degree or higher | 12.2% |
| Civilian unemployment rate | 8.0% |
| Homeownership rate | 54.2% |
| Housing vacancy rate | 16.1% |
| Rent burden 30% or higher | 52.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Cedar Hill
Is Cedar Hill one of the best neighborhoods in Chattanooga?
Cedar Hill has a Best Neighborhoods USA Index of 28.5 and a city ranking of #43 of 57 eligible neighborhoods in Chattanooga.
How much are homes worth in Cedar Hill?
The current Zillow Home Value Index for Cedar Hill is approximately $137,425.
Are home values rising or falling in Cedar Hill?
Zillow neighborhood values changed -8.8% year over year and -2.01% month over month.
What is the Neighborhood Momentum Score for Cedar Hill?
Cedar Hill has a Neighborhood Momentum Score of 1.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Cedar Hill?
The NDS-derived neighborhood median household income is approximately $56,768.
How affordable is Cedar Hill relative to household income?
The current Zillow home-value-to-household-income ratio is 2.42. Price-to-income affordability is a major Value Opportunity input.
Is Cedar Hill primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 54.2%.
What is the unemployment rate in Cedar Hill?
The NDS-derived civilian unemployment rate is approximately 8.0%.
How educated are residents of Cedar Hill?
Approximately 12.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Cedar Hill face high rent burden?
Approximately 52.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Cedar Hill?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications21
Estimated originations14
Home-purchase applications11
Origination rate65.9%
Home-purchase share52.9%
Average application loan$224,356
Total application loan amount$4,767,353
National application rank#10,443 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 10.4% YoY; originations 27.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.