Neighborhood Profile

Hurst

Waterloo, IA | Black Hawk County
Scored premium profile
Best Neighborhoods USA Index
39.1
National rank: #11,276 of 14,967
Stability and Strength
29.5
Score
Value Opportunity
44.4
Score
Momentum
47.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationWaterloo, IA
CountyBlack Hawk County
National rank#11,276 of 14,967
State rank#124 of 165
City rank#13 of 22
County rank#13 of 22
National percentile24.7
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$181,365
Year-over-year home value change1.4%
Month-over-month home value change-0.28%
Home value to income ratio3.81
Median household income$47,604
Bachelor's degree or higher24.0%
Civilian unemployment rate8.2%
Homeownership rate32.9%
Housing vacancy rate9.6%
Rent burden 30% or higher28.4%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Hurst

What is the Best Neighborhoods USA ranking for Hurst?

Hurst is ranked #13 of 22 eligible neighborhoods in Waterloo; #124 of 165 eligible neighborhoods in IA; and #11,276 of 14,967 eligible neighborhoods in the United States.

Is Hurst one of the best neighborhoods in Waterloo?

Hurst has a Best Neighborhoods USA Index of 39.1 and a city ranking of #13 of 22 eligible neighborhoods in Waterloo.

How much are homes worth in Hurst?

The current Zillow Home Value Index for Hurst is approximately $181,365.

Are home values rising or falling in Hurst?

Zillow neighborhood values changed 1.4% year over year and -0.28% month over month.

What is the Neighborhood Momentum Score for Hurst?

Hurst has a Neighborhood Momentum Score of 47.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Hurst?

The NDS-derived neighborhood median household income is approximately $47,604.

How affordable is Hurst relative to household income?

The current Zillow home-value-to-household-income ratio is 3.81. Price-to-income affordability is a major Value Opportunity input.

Is Hurst primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 32.9%.

What is the unemployment rate in Hurst?

The NDS-derived civilian unemployment rate is approximately 8.2%.

How educated are residents of Hurst?

Approximately 24.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Hurst face high rent burden?

Approximately 28.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Hurst?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications9
Estimated originations6
Home-purchase applications5
Origination rate68.5%
Home-purchase share56.3%
Average application loan$300,860
Total application loan amount$2,701,962
National application rank#12,762 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 9.4% YoY; originations -0.1% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.