What is the Best Neighborhoods USA ranking for Goldsmith?
Goldsmith is ranked #68 of 75 eligible neighborhoods in Denver; #451 of 486 eligible neighborhoods in CO; and #12,732 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Goldsmith
Denver, CO | Denver County
Scored premium profile
Best Neighborhoods USA Index
33.5
Stability and Strength
28.5
Value Opportunity
24.4
Momentum
54.4
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Denver, CO |
| County | Denver County |
| National rank | #12,732 of 14,967 |
| State rank | #451 of 486 |
| City rank | #68 of 75 |
| County rank | #69 of 76 |
| National percentile | 14.9 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $658,039 |
| Year-over-year home value change | -0.4% |
| Month-over-month home value change | 0.60% |
| Home value to income ratio | 12.24 |
| Median household income | $53,782 |
| Bachelor's degree or higher | 41.7% |
| Civilian unemployment rate | 10.0% |
| Homeownership rate | 29.7% |
| Housing vacancy rate | 8.0% |
| Rent burden 30% or higher | 64.6% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Goldsmith
Is Goldsmith one of the best neighborhoods in Denver?
Goldsmith has a Best Neighborhoods USA Index of 33.5 and a city ranking of #68 of 75 eligible neighborhoods in Denver.
How much are homes worth in Goldsmith?
The current Zillow Home Value Index for Goldsmith is approximately $658,039.
Are home values rising or falling in Goldsmith?
Zillow neighborhood values changed -0.4% year over year and 0.60% month over month.
What is the Neighborhood Momentum Score for Goldsmith?
Goldsmith has a Neighborhood Momentum Score of 54.4. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Goldsmith?
The NDS-derived neighborhood median household income is approximately $53,782.
How affordable is Goldsmith relative to household income?
The current Zillow home-value-to-household-income ratio is 12.24. Price-to-income affordability is a major Value Opportunity input.
Is Goldsmith primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 29.7%.
What is the unemployment rate in Goldsmith?
The NDS-derived civilian unemployment rate is approximately 10.0%.
How educated are residents of Goldsmith?
Approximately 41.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Goldsmith face high rent burden?
Approximately 64.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Goldsmith?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications171
Estimated originations87
Home-purchase applications107
Origination rate50.8%
Home-purchase share62.7%
Average application loan$288,986
Total application loan amount$49,356,676
National application rank#2,546 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -5.4% YoY; originations -13.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.