What is the Best Neighborhoods USA ranking for Polar Rock?
Polar Rock is ranked #201 of 206 eligible neighborhoods in Atlanta; #428 of 438 eligible neighborhoods in GA; and #14,895 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Polar Rock
Atlanta, GA | Fulton County
Scored premium profile
Best Neighborhoods USA Index
13.7
Stability and Strength
20.8
Value Opportunity
9.3
Momentum
8.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Atlanta, GA |
| County | Fulton County |
| National rank | #14,895 of 14,967 |
| State rank | #428 of 438 |
| City rank | #201 of 206 |
| County rank | #205 of 210 |
| National percentile | 0.5 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $179,351 |
| Year-over-year home value change | -5.2% |
| Month-over-month home value change | -0.39% |
| Home value to income ratio | 268.81 |
| Median household income | $667 |
| Bachelor's degree or higher | 18.7% |
| Civilian unemployment rate | 9.0% |
| Homeownership rate | 57.0% |
| Housing vacancy rate | 10.7% |
| Rent burden 30% or higher | 59.9% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Polar Rock
Is Polar Rock one of the best neighborhoods in Atlanta?
Polar Rock has a Best Neighborhoods USA Index of 13.7 and a city ranking of #201 of 206 eligible neighborhoods in Atlanta.
How much are homes worth in Polar Rock?
The current Zillow Home Value Index for Polar Rock is approximately $179,351.
Are home values rising or falling in Polar Rock?
Zillow neighborhood values changed -5.2% year over year and -0.39% month over month.
What is the Neighborhood Momentum Score for Polar Rock?
Polar Rock has a Neighborhood Momentum Score of 8.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Polar Rock?
The NDS-derived neighborhood median household income is approximately $667.
How affordable is Polar Rock relative to household income?
The current Zillow home-value-to-household-income ratio is 268.81. Price-to-income affordability is a major Value Opportunity input.
Is Polar Rock primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 57.0%.
What is the unemployment rate in Polar Rock?
The NDS-derived civilian unemployment rate is approximately 9.0%.
How educated are residents of Polar Rock?
Approximately 18.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Polar Rock face high rent burden?
Approximately 59.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Polar Rock?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications46
Estimated originations23
Home-purchase applications25
Origination rate50.9%
Home-purchase share54.3%
Average application loan$213,835
Total application loan amount$9,798,051
National application rank#7,597 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 9.0% YoY; originations 17.9% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.