What is the Best Neighborhoods USA ranking for UNITE?
UNITE is ranked #21 of 34 eligible neighborhoods in South Bend; #381 of 656 eligible neighborhoods in IN; and #6,454 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
UNITE
South Bend, IN | Saint Joseph County
Scored premium profile
Best Neighborhoods USA Index
53.2
Stability and Strength
43.2
Value Opportunity
31.8
Momentum
99.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | South Bend, IN |
| County | Saint Joseph County |
| National rank | #6,454 of 14,967 |
| State rank | #381 of 656 |
| City rank | #21 of 34 |
| County rank | #23 of 36 |
| National percentile | 56.9 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $117,810 |
| Year-over-year home value change | 13.3% |
| Month-over-month home value change | 1.62% |
| Home value to income ratio | 8.85 |
| Median household income | $13,318 |
| Bachelor's degree or higher | 21.4% |
| Civilian unemployment rate | 0.2% |
| Homeownership rate | 56.4% |
| Housing vacancy rate | 6.0% |
| Rent burden 30% or higher | 43.7% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in UNITE
Is UNITE one of the best neighborhoods in South Bend?
UNITE has a Best Neighborhoods USA Index of 53.2 and a city ranking of #21 of 34 eligible neighborhoods in South Bend.
How much are homes worth in UNITE?
The current Zillow Home Value Index for UNITE is approximately $117,810.
Are home values rising or falling in UNITE?
Zillow neighborhood values changed 13.3% year over year and 1.62% month over month.
What is the Neighborhood Momentum Score for UNITE?
UNITE has a Neighborhood Momentum Score of 99.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in UNITE?
The NDS-derived neighborhood median household income is approximately $13,318.
How affordable is UNITE relative to household income?
The current Zillow home-value-to-household-income ratio is 8.85. Price-to-income affordability is a major Value Opportunity input.
Is UNITE primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 56.4%.
What is the unemployment rate in UNITE?
The NDS-derived civilian unemployment rate is approximately 0.2%.
How educated are residents of UNITE?
Approximately 21.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in UNITE face high rent burden?
Approximately 43.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score UNITE?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications29
Estimated originations17
Home-purchase applications13
Origination rate58.6%
Home-purchase share46.1%
Average application loan$89,616
Total application loan amount$2,609,237
National application rank#9,357 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 9.4% YoY; originations 31.6% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.