Neighborhood Profile

Heart of Missoula

Missoula, MT | Missoula County
Scored premium profile
Best Neighborhoods USA Index
20.5
National rank: #14,625 of 14,967
Stability and Strength
22.5
Score
Value Opportunity
17.5
Score
Momentum
21.6
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationMissoula, MT
CountyMissoula County
National rank#14,625 of 14,967
State rank#44 of 44
City rank#17 of 17
County rank#17 of 17
National percentile2.3
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$534,844
Year-over-year home value change-2.0%
Month-over-month home value change-0.32%
Home value to income ratio19.69
Median household income$27,168
Bachelor's degree or higher44.0%
Civilian unemployment rate9.1%
Homeownership rate7.3%
Housing vacancy rate10.7%
Rent burden 30% or higher60.8%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Heart of Missoula

What is the Best Neighborhoods USA ranking for Heart of Missoula?

Heart of Missoula is ranked #17 of 17 eligible neighborhoods in Missoula; #44 of 44 eligible neighborhoods in MT; and #14,625 of 14,967 eligible neighborhoods in the United States.

Is Heart of Missoula one of the best neighborhoods in Missoula?

Heart of Missoula has a Best Neighborhoods USA Index of 20.5 and a city ranking of #17 of 17 eligible neighborhoods in Missoula.

How much are homes worth in Heart of Missoula?

The current Zillow Home Value Index for Heart of Missoula is approximately $534,844.

Are home values rising or falling in Heart of Missoula?

Zillow neighborhood values changed -2.0% year over year and -0.32% month over month.

What is the Neighborhood Momentum Score for Heart of Missoula?

Heart of Missoula has a Neighborhood Momentum Score of 21.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Heart of Missoula?

The NDS-derived neighborhood median household income is approximately $27,168.

How affordable is Heart of Missoula relative to household income?

The current Zillow home-value-to-household-income ratio is 19.69. Price-to-income affordability is a major Value Opportunity input.

Is Heart of Missoula primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 7.3%.

What is the unemployment rate in Heart of Missoula?

The NDS-derived civilian unemployment rate is approximately 9.1%.

How educated are residents of Heart of Missoula?

Approximately 44.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Heart of Missoula face high rent burden?

Approximately 60.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Heart of Missoula?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications15
Estimated originations8
Home-purchase applications10
Origination rate52.6%
Home-purchase share68.8%
Average application loan$621,493
Total application loan amount$9,139,511
National application rank#11,539 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -26.1% YoY; originations -23.3% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.