Neighborhood Profile

Arroyo del Oso North

Albuquerque, NM | Bernalillo County
Scored premium profile
Best Neighborhoods USA Index
48.8
National rank: #8,046 of 14,967
Stability and Strength
52.2
Score
Value Opportunity
38.3
Score
Momentum
58.1
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationAlbuquerque, NM
CountyBernalillo County
National rank#8,046 of 14,967
State rank#148 of 222
City rank#123 of 187
County rank#123 of 187
National percentile46.3
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$575,286
Year-over-year home value change1.5%
Month-over-month home value change0.09%
Home value to income ratio12.11
Median household income$47,498
Bachelor's degree or higher56.6%
Civilian unemployment rate0.0%
Homeownership rate49.6%
Housing vacancy rate8.2%
Rent burden 30% or higher56.6%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Arroyo del Oso North

What is the Best Neighborhoods USA ranking for Arroyo del Oso North?

Arroyo del Oso North is ranked #123 of 187 eligible neighborhoods in Albuquerque; #148 of 222 eligible neighborhoods in NM; and #8,046 of 14,967 eligible neighborhoods in the United States.

Is Arroyo del Oso North one of the best neighborhoods in Albuquerque?

Arroyo del Oso North has a Best Neighborhoods USA Index of 48.8 and a city ranking of #123 of 187 eligible neighborhoods in Albuquerque.

How much are homes worth in Arroyo del Oso North?

The current Zillow Home Value Index for Arroyo del Oso North is approximately $575,286.

Are home values rising or falling in Arroyo del Oso North?

Zillow neighborhood values changed 1.5% year over year and 0.09% month over month.

What is the Neighborhood Momentum Score for Arroyo del Oso North?

Arroyo del Oso North has a Neighborhood Momentum Score of 58.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Arroyo del Oso North?

The NDS-derived neighborhood median household income is approximately $47,498.

How affordable is Arroyo del Oso North relative to household income?

The current Zillow home-value-to-household-income ratio is 12.11. Price-to-income affordability is a major Value Opportunity input.

Is Arroyo del Oso North primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 49.6%.

What is the unemployment rate in Arroyo del Oso North?

The NDS-derived civilian unemployment rate is approximately 0.0%.

How educated are residents of Arroyo del Oso North?

Approximately 56.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Arroyo del Oso North face high rent burden?

Approximately 56.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Arroyo del Oso North?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications17
Estimated originations11
Home-purchase applications6
Origination rate64.2%
Home-purchase share37.6%
Average application loan$196,486
Total application loan amount$3,284,330
National application rank#11,168 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 11.2% YoY; originations 6.1% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.