Neighborhood Profile

McPherson

Dayton, OH | Montgomery County
Scored premium profile
Best Neighborhoods USA Index
53.0
National rank: #6,495 of 14,967
Stability and Strength
42.5
Score
Value Opportunity
44.1
Score
Momentum
82.5
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationDayton, OH
CountyMontgomery County
National rank#6,495 of 14,967
State rank#173 of 481
City rank#10 of 62
County rank#10 of 62
National percentile56.6
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$232,988
Year-over-year home value change8.5%
Month-over-month home value change0.06%
Home value to income ratio5.67
Median household income$41,070
Bachelor's degree or higher49.8%
Civilian unemployment rate0.5%
Homeownership rate30.1%
Housing vacancy rate39.9%
Rent burden 30% or higher49.5%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in McPherson

What is the Best Neighborhoods USA ranking for McPherson?

McPherson is ranked #10 of 62 eligible neighborhoods in Dayton; #173 of 481 eligible neighborhoods in OH; and #6,495 of 14,967 eligible neighborhoods in the United States.

Is McPherson one of the best neighborhoods in Dayton?

McPherson has a Best Neighborhoods USA Index of 53.0 and a city ranking of #10 of 62 eligible neighborhoods in Dayton.

How much are homes worth in McPherson?

The current Zillow Home Value Index for McPherson is approximately $232,988.

Are home values rising or falling in McPherson?

Zillow neighborhood values changed 8.5% year over year and 0.06% month over month.

What is the Neighborhood Momentum Score for McPherson?

McPherson has a Neighborhood Momentum Score of 82.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in McPherson?

The NDS-derived neighborhood median household income is approximately $41,070.

How affordable is McPherson relative to household income?

The current Zillow home-value-to-household-income ratio is 5.67. Price-to-income affordability is a major Value Opportunity input.

Is McPherson primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 30.1%.

What is the unemployment rate in McPherson?

The NDS-derived civilian unemployment rate is approximately 0.5%.

How educated are residents of McPherson?

Approximately 49.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in McPherson face high rent burden?

Approximately 49.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score McPherson?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications10
Estimated originations6
Home-purchase applications4
Origination rate56.9%
Home-purchase share38.3%
Average application loan$1,091,661
Total application loan amount$11,440,477
National application rank#12,399 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -34.1% YoY; originations -42.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.