What is the Best Neighborhoods USA ranking for North Riverdale?
North Riverdale is ranked #62 of 62 eligible neighborhoods in Dayton; #480 of 481 eligible neighborhoods in OH; and #14,939 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
North Riverdale
Dayton, OH | Montgomery County
Scored premium profile
Best Neighborhoods USA Index
10.3
Stability and Strength
10.7
Value Opportunity
8.3
Momentum
12.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Dayton, OH |
| County | Montgomery County |
| National rank | #14,939 of 14,967 |
| State rank | #480 of 481 |
| City rank | #62 of 62 |
| County rank | #62 of 62 |
| National percentile | 0.2 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $80,271 |
| Year-over-year home value change | -12.2% |
| Month-over-month home value change | -0.04% |
| Home value to income ratio | 10.59 |
| Median household income | $7,578 |
| Bachelor's degree or higher | 12.0% |
| Civilian unemployment rate | 17.7% |
| Homeownership rate | 42.0% |
| Housing vacancy rate | 33.0% |
| Rent burden 30% or higher | 57.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in North Riverdale
Is North Riverdale one of the best neighborhoods in Dayton?
North Riverdale has a Best Neighborhoods USA Index of 10.3 and a city ranking of #62 of 62 eligible neighborhoods in Dayton.
How much are homes worth in North Riverdale?
The current Zillow Home Value Index for North Riverdale is approximately $80,271.
Are home values rising or falling in North Riverdale?
Zillow neighborhood values changed -12.2% year over year and -0.04% month over month.
What is the Neighborhood Momentum Score for North Riverdale?
North Riverdale has a Neighborhood Momentum Score of 12.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in North Riverdale?
The NDS-derived neighborhood median household income is approximately $7,578.
How affordable is North Riverdale relative to household income?
The current Zillow home-value-to-household-income ratio is 10.59. Price-to-income affordability is a major Value Opportunity input.
Is North Riverdale primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 42.0%.
What is the unemployment rate in North Riverdale?
The NDS-derived civilian unemployment rate is approximately 17.7%.
How educated are residents of North Riverdale?
Approximately 12.0% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in North Riverdale face high rent burden?
Approximately 57.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score North Riverdale?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications166
Estimated originations83
Home-purchase applications95
Origination rate50.1%
Home-purchase share57.0%
Average application loan$131,057
Total application loan amount$21,808,129
National application rank#2,627 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 49.2% YoY; originations 33.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.