What is the Best Neighborhoods USA ranking for Oak Creek?
Oak Creek is ranked #196 of 338 eligible neighborhoods in San Antonio; #695 of 1,241 eligible neighborhoods in TX; and #8,579 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Oak Creek
San Antonio, TX | Bexar County
Scored premium profile
Best Neighborhoods USA Index
47.4
Stability and Strength
47.1
Value Opportunity
68.1
Momentum
18.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | San Antonio, TX |
| County | Bexar County |
| National rank | #8,579 of 14,967 |
| State rank | #695 of 1,241 |
| City rank | #196 of 338 |
| County rank | #196 of 339 |
| National percentile | 42.7 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $281,892 |
| Year-over-year home value change | -3.5% |
| Month-over-month home value change | -0.12% |
| Home value to income ratio | 3.07 |
| Median household income | $91,697 |
| Bachelor's degree or higher | 28.9% |
| Civilian unemployment rate | 5.0% |
| Homeownership rate | 46.7% |
| Housing vacancy rate | 1.4% |
| Rent burden 30% or higher | 67.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Oak Creek
Is Oak Creek one of the best neighborhoods in San Antonio?
Oak Creek has a Best Neighborhoods USA Index of 47.4 and a city ranking of #196 of 338 eligible neighborhoods in San Antonio.
How much are homes worth in Oak Creek?
The current Zillow Home Value Index for Oak Creek is approximately $281,892.
Are home values rising or falling in Oak Creek?
Zillow neighborhood values changed -3.5% year over year and -0.12% month over month.
What is the Neighborhood Momentum Score for Oak Creek?
Oak Creek has a Neighborhood Momentum Score of 18.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Oak Creek?
The NDS-derived neighborhood median household income is approximately $91,697.
How affordable is Oak Creek relative to household income?
The current Zillow home-value-to-household-income ratio is 3.07. Price-to-income affordability is a major Value Opportunity input.
Is Oak Creek primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 46.7%.
What is the unemployment rate in Oak Creek?
The NDS-derived civilian unemployment rate is approximately 5.0%.
How educated are residents of Oak Creek?
Approximately 28.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Oak Creek face high rent burden?
Approximately 67.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Oak Creek?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications96
Estimated originations51
Home-purchase applications45
Origination rate53.2%
Home-purchase share47.0%
Average application loan$333,989
Total application loan amount$31,937,663
National application rank#4,516 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -8.9% YoY; originations -2.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.
Texas Current Housing Market
Current housing market in Oak Creek
A current-market snapshot based on active sale listings observed in the certified National Data System Texas housing refresh.
84
Active listings observed
$347,475
Median asking price
$154.98
Median asking price / sq. ft.
84.0
Median days on market
2,478 sq. ft.
Median home size
Observed asking-price range: $219,500 to $1,700,000
Newest listing observed: 2026-09-18 19:00:00-05:00
How this current-market geography is determined
Coverage basis: Exact neighborhood matches plus strong Census Block Group associations.
10 exact polygon matches; 74 strong supplemental associations. Exact Zillow polygon membership and supplemental Census Block Group association remain separate in the governed data. Supplemental associations are not represented as exact Zillow polygon membership.
Current listing observations are separate from BestNeighborhoodsUSA rankings and do not change neighborhood scores, ranks, historical Zillow trends, Census measures, or HMDA mortgage intelligence.