What is the Best Neighborhoods USA ranking for Bergen-Lafayette?
Bergen-Lafayette is ranked #10 of 10 eligible neighborhoods in Jersey City; #115 of 137 eligible neighborhoods in NJ; and #13,933 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Bergen-Lafayette
Jersey City, NJ | Hudson County
Scored premium profile
Best Neighborhoods USA Index
27.1
Stability and Strength
29.5
Value Opportunity
24.6
Momentum
26.6
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Jersey City, NJ |
| County | Hudson County |
| National rank | #13,933 of 14,967 |
| State rank | #115 of 137 |
| City rank | #10 of 10 |
| County rank | #15 of 15 |
| National percentile | 6.9 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $607,105 |
| Year-over-year home value change | -2.0% |
| Month-over-month home value change | -0.10% |
| Home value to income ratio | 11.54 |
| Median household income | $52,616 |
| Bachelor's degree or higher | 36.7% |
| Civilian unemployment rate | 8.4% |
| Homeownership rate | 23.1% |
| Housing vacancy rate | 7.8% |
| Rent burden 30% or higher | 55.1% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Bergen-Lafayette
Is Bergen-Lafayette one of the best neighborhoods in Jersey City?
Bergen-Lafayette has a Best Neighborhoods USA Index of 27.1 and a city ranking of #10 of 10 eligible neighborhoods in Jersey City.
How much are homes worth in Bergen-Lafayette?
The current Zillow Home Value Index for Bergen-Lafayette is approximately $607,105.
Are home values rising or falling in Bergen-Lafayette?
Zillow neighborhood values changed -2.0% year over year and -0.10% month over month.
What is the Neighborhood Momentum Score for Bergen-Lafayette?
Bergen-Lafayette has a Neighborhood Momentum Score of 26.6. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Bergen-Lafayette?
The NDS-derived neighborhood median household income is approximately $52,616.
How affordable is Bergen-Lafayette relative to household income?
The current Zillow home-value-to-household-income ratio is 11.54. Price-to-income affordability is a major Value Opportunity input.
Is Bergen-Lafayette primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 23.1%.
What is the unemployment rate in Bergen-Lafayette?
The NDS-derived civilian unemployment rate is approximately 8.4%.
How educated are residents of Bergen-Lafayette?
Approximately 36.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Bergen-Lafayette face high rent burden?
Approximately 55.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Bergen-Lafayette?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications535
Estimated originations242
Home-purchase applications260
Origination rate45.2%
Home-purchase share48.5%
Average application loan$653,476
Total application loan amount$349,540,522
National application rank#500 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 33.7% YoY; originations 39.3% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.