Neighborhood Profile

Harris-Houston

Charlotte, NC | Mecklenburg County
Scored premium profile
Best Neighborhoods USA Index
41.5
National rank: #10,560 of 14,967
Stability and Strength
41.3
Score
Value Opportunity
38.4
Score
Momentum
46.0
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationCharlotte, NC
CountyMecklenburg County
National rank#10,560 of 14,967
State rank#364 of 535
City rank#99 of 163
County rank#99 of 163
National percentile29.5
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$345,380
Year-over-year home value change0.2%
Month-over-month home value change-0.01%
Home value to income ratio7.33
Median household income$47,107
Bachelor's degree or higher41.2%
Civilian unemployment rate2.9%
Homeownership rate29.7%
Housing vacancy rate7.5%
Rent burden 30% or higher49.8%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Harris-Houston

What is the Best Neighborhoods USA ranking for Harris-Houston?

Harris-Houston is ranked #99 of 163 eligible neighborhoods in Charlotte; #364 of 535 eligible neighborhoods in NC; and #10,560 of 14,967 eligible neighborhoods in the United States.

Is Harris-Houston one of the best neighborhoods in Charlotte?

Harris-Houston has a Best Neighborhoods USA Index of 41.5 and a city ranking of #99 of 163 eligible neighborhoods in Charlotte.

How much are homes worth in Harris-Houston?

The current Zillow Home Value Index for Harris-Houston is approximately $345,380.

Are home values rising or falling in Harris-Houston?

Zillow neighborhood values changed 0.2% year over year and -0.01% month over month.

What is the Neighborhood Momentum Score for Harris-Houston?

Harris-Houston has a Neighborhood Momentum Score of 46.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Harris-Houston?

The NDS-derived neighborhood median household income is approximately $47,107.

How affordable is Harris-Houston relative to household income?

The current Zillow home-value-to-household-income ratio is 7.33. Price-to-income affordability is a major Value Opportunity input.

Is Harris-Houston primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 29.7%.

What is the unemployment rate in Harris-Houston?

The NDS-derived civilian unemployment rate is approximately 2.9%.

How educated are residents of Harris-Houston?

Approximately 41.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Harris-Houston face high rent burden?

Approximately 49.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Harris-Houston?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications223
Estimated originations118
Home-purchase applications109
Origination rate52.9%
Home-purchase share48.7%
Average application loan$282,228
Total application loan amount$62,936,124
National application rank#1,788 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 70.1% YoY; originations 59.6% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.