What is the Best Neighborhoods USA ranking for Montclaire South?
Montclaire South is ranked #155 of 163 eligible neighborhoods in Charlotte; #494 of 535 eligible neighborhoods in NC; and #13,673 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Montclaire South
Charlotte, NC | Mecklenburg County
Scored premium profile
Best Neighborhoods USA Index
28.9
Stability and Strength
27.6
Value Opportunity
33.6
Momentum
24.2
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Charlotte, NC |
| County | Mecklenburg County |
| National rank | #13,673 of 14,967 |
| State rank | #494 of 535 |
| City rank | #155 of 163 |
| County rank | #155 of 163 |
| National percentile | 8.7 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $343,784 |
| Year-over-year home value change | -1.8% |
| Month-over-month home value change | -0.26% |
| Home value to income ratio | 6.19 |
| Median household income | $55,531 |
| Bachelor's degree or higher | 30.7% |
| Civilian unemployment rate | 8.2% |
| Homeownership rate | 26.9% |
| Housing vacancy rate | 9.1% |
| Rent burden 30% or higher | 58.6% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Montclaire South
Is Montclaire South one of the best neighborhoods in Charlotte?
Montclaire South has a Best Neighborhoods USA Index of 28.9 and a city ranking of #155 of 163 eligible neighborhoods in Charlotte.
How much are homes worth in Montclaire South?
The current Zillow Home Value Index for Montclaire South is approximately $343,784.
Are home values rising or falling in Montclaire South?
Zillow neighborhood values changed -1.8% year over year and -0.26% month over month.
What is the Neighborhood Momentum Score for Montclaire South?
Montclaire South has a Neighborhood Momentum Score of 24.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Montclaire South?
The NDS-derived neighborhood median household income is approximately $55,531.
How affordable is Montclaire South relative to household income?
The current Zillow home-value-to-household-income ratio is 6.19. Price-to-income affordability is a major Value Opportunity input.
Is Montclaire South primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 26.9%.
What is the unemployment rate in Montclaire South?
The NDS-derived civilian unemployment rate is approximately 8.2%.
How educated are residents of Montclaire South?
Approximately 30.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Montclaire South face high rent burden?
Approximately 58.6% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Montclaire South?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications204
Estimated originations117
Home-purchase applications114
Origination rate57.5%
Home-purchase share56.0%
Average application loan$632,396
Total application loan amount$129,074,920
National application rank#2,006 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 8.9% YoY; originations 9.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.