What is the Best Neighborhoods USA ranking for Montclare?
Montclare is ranked #98 of 179 eligible neighborhoods in Chicago; #151 of 261 eligible neighborhoods in IL; and #6,722 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Montclare
Chicago, IL | Cook County
Scored premium profile
Best Neighborhoods USA Index
52.5
Stability and Strength
39.3
Value Opportunity
40.9
Momentum
89.8
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Chicago, IL |
| County | Cook County |
| National rank | #6,722 of 14,967 |
| State rank | #151 of 261 |
| City rank | #98 of 179 |
| County rank | #104 of 190 |
| National percentile | 55.1 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $379,190 |
| Year-over-year home value change | 5.0% |
| Month-over-month home value change | 1.15% |
| Home value to income ratio | 5.73 |
| Median household income | $66,207 |
| Bachelor's degree or higher | 21.3% |
| Civilian unemployment rate | 5.7% |
| Homeownership rate | 59.3% |
| Housing vacancy rate | 4.9% |
| Rent burden 30% or higher | 59.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Montclare
Is Montclare one of the best neighborhoods in Chicago?
Montclare has a Best Neighborhoods USA Index of 52.5 and a city ranking of #98 of 179 eligible neighborhoods in Chicago.
How much are homes worth in Montclare?
The current Zillow Home Value Index for Montclare is approximately $379,190.
Are home values rising or falling in Montclare?
Zillow neighborhood values changed 5.0% year over year and 1.15% month over month.
What is the Neighborhood Momentum Score for Montclare?
Montclare has a Neighborhood Momentum Score of 89.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Montclare?
The NDS-derived neighborhood median household income is approximately $66,207.
How affordable is Montclare relative to household income?
The current Zillow home-value-to-household-income ratio is 5.73. Price-to-income affordability is a major Value Opportunity input.
Is Montclare primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 59.3%.
What is the unemployment rate in Montclare?
The NDS-derived civilian unemployment rate is approximately 5.7%.
How educated are residents of Montclare?
Approximately 21.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Montclare face high rent burden?
Approximately 59.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Montclare?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications310
Estimated originations152
Home-purchase applications122
Origination rate49.2%
Home-purchase share39.3%
Average application loan$205,702
Total application loan amount$63,676,499
National application rank#1,129 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 3.4% YoY; originations 2.5% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.