What is the Best Neighborhoods USA ranking for Moss Bay?
Moss Bay is ranked #12 of 15 eligible neighborhoods in Kirkland; #335 of 533 eligible neighborhoods in WA; and #9,364 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Moss Bay
Kirkland, WA | King County
Scored premium profile
Best Neighborhoods USA Index
45.0
Stability and Strength
68.0
Value Opportunity
48.1
Momentum
4.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Kirkland, WA |
| County | King County |
| National rank | #9,364 of 14,967 |
| State rank | #335 of 533 |
| City rank | #12 of 15 |
| County rank | #199 of 287 |
| National percentile | 37.5 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,834,422 |
| Year-over-year home value change | -7.3% |
| Month-over-month home value change | -0.63% |
| Home value to income ratio | 12.65 |
| Median household income | $145,007 |
| Bachelor's degree or higher | 65.8% |
| Civilian unemployment rate | 4.0% |
| Homeownership rate | 49.8% |
| Housing vacancy rate | 7.7% |
| Rent burden 30% or higher | 41.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Moss Bay
Is Moss Bay one of the best neighborhoods in Kirkland?
Moss Bay has a Best Neighborhoods USA Index of 45.0 and a city ranking of #12 of 15 eligible neighborhoods in Kirkland.
How much are homes worth in Moss Bay?
The current Zillow Home Value Index for Moss Bay is approximately $1,834,422.
Are home values rising or falling in Moss Bay?
Zillow neighborhood values changed -7.3% year over year and -0.63% month over month.
What is the Neighborhood Momentum Score for Moss Bay?
Moss Bay has a Neighborhood Momentum Score of 4.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Moss Bay?
The NDS-derived neighborhood median household income is approximately $145,007.
How affordable is Moss Bay relative to household income?
The current Zillow home-value-to-household-income ratio is 12.65. Price-to-income affordability is a major Value Opportunity input.
Is Moss Bay primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 49.8%.
What is the unemployment rate in Moss Bay?
The NDS-derived civilian unemployment rate is approximately 4.0%.
How educated are residents of Moss Bay?
Approximately 65.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Moss Bay face high rent burden?
Approximately 41.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Moss Bay?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications108
Estimated originations64
Home-purchase applications76
Origination rate59.1%
Home-purchase share70.2%
Average application loan$922,004
Total application loan amount$99,472,272
National application rank#4,067 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 1.5% YoY; originations 0.2% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.