What is the Best Neighborhoods USA ranking for Mount Vernon?
Mount Vernon is ranked #34 of 62 eligible neighborhoods in Dayton; #323 of 481 eligible neighborhoods in OH; and #11,154 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Mount Vernon
Dayton, OH | Montgomery County
Scored premium profile
Best Neighborhoods USA Index
39.5
Stability and Strength
24.8
Value Opportunity
51.0
Momentum
47.2
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Dayton, OH |
| County | Montgomery County |
| National rank | #11,154 of 14,967 |
| State rank | #323 of 481 |
| City rank | #34 of 62 |
| County rank | #34 of 62 |
| National percentile | 25.5 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $133,631 |
| Year-over-year home value change | -1.8% |
| Month-over-month home value change | 1.46% |
| Home value to income ratio | 2.61 |
| Median household income | $51,297 |
| Bachelor's degree or higher | 26.4% |
| Civilian unemployment rate | 7.3% |
| Homeownership rate | 44.4% |
| Housing vacancy rate | 38.2% |
| Rent burden 30% or higher | 62.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Mount Vernon
Is Mount Vernon one of the best neighborhoods in Dayton?
Mount Vernon has a Best Neighborhoods USA Index of 39.5 and a city ranking of #34 of 62 eligible neighborhoods in Dayton.
How much are homes worth in Mount Vernon?
The current Zillow Home Value Index for Mount Vernon is approximately $133,631.
Are home values rising or falling in Mount Vernon?
Zillow neighborhood values changed -1.8% year over year and 1.46% month over month.
What is the Neighborhood Momentum Score for Mount Vernon?
Mount Vernon has a Neighborhood Momentum Score of 47.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Mount Vernon?
The NDS-derived neighborhood median household income is approximately $51,297.
How affordable is Mount Vernon relative to household income?
The current Zillow home-value-to-household-income ratio is 2.61. Price-to-income affordability is a major Value Opportunity input.
Is Mount Vernon primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 44.4%.
What is the unemployment rate in Mount Vernon?
The NDS-derived civilian unemployment rate is approximately 7.3%.
How educated are residents of Mount Vernon?
Approximately 26.4% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Mount Vernon face high rent burden?
Approximately 62.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Mount Vernon?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications33
Estimated originations14
Home-purchase applications17
Origination rate41.4%
Home-purchase share51.8%
Average application loan$135,089
Total application loan amount$4,403,867
National application rank#8,913 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 16.0% YoY; originations -5.1% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.