What is the Best Neighborhoods USA ranking for Mountainbrook?
Mountainbrook is ranked #27 of 163 eligible neighborhoods in Charlotte; #92 of 535 eligible neighborhoods in NC; and #2,331 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Mountainbrook
Charlotte, NC | Mecklenburg County
Scored premium profile
Best Neighborhoods USA Index
65.7
Stability and Strength
70.7
Value Opportunity
45.4
Momentum
85.9
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Charlotte, NC |
| County | Mecklenburg County |
| National rank | #2,331 of 14,967 |
| State rank | #92 of 535 |
| City rank | #27 of 163 |
| County rank | #27 of 163 |
| National percentile | 84.4 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $1,354,350 |
| Year-over-year home value change | 6.8% |
| Month-over-month home value change | 0.26% |
| Home value to income ratio | 19.67 |
| Median household income | $68,846 |
| Bachelor's degree or higher | 71.6% |
| Civilian unemployment rate | 0.0% |
| Homeownership rate | 75.0% |
| Housing vacancy rate | 3.4% |
| Rent burden 30% or higher | 50.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Mountainbrook
Is Mountainbrook one of the best neighborhoods in Charlotte?
Mountainbrook has a Best Neighborhoods USA Index of 65.7 and a city ranking of #27 of 163 eligible neighborhoods in Charlotte.
How much are homes worth in Mountainbrook?
The current Zillow Home Value Index for Mountainbrook is approximately $1,354,350.
Are home values rising or falling in Mountainbrook?
Zillow neighborhood values changed 6.8% year over year and 0.26% month over month.
What is the Neighborhood Momentum Score for Mountainbrook?
Mountainbrook has a Neighborhood Momentum Score of 85.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Mountainbrook?
The NDS-derived neighborhood median household income is approximately $68,846.
How affordable is Mountainbrook relative to household income?
The current Zillow home-value-to-household-income ratio is 19.67. Price-to-income affordability is a major Value Opportunity input.
Is Mountainbrook primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 75.0%.
What is the unemployment rate in Mountainbrook?
The NDS-derived civilian unemployment rate is approximately 0.0%.
How educated are residents of Mountainbrook?
Approximately 71.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Mountainbrook face high rent burden?
Approximately 50.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Mountainbrook?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications86
Estimated originations60
Home-purchase applications32
Origination rate69.3%
Home-purchase share37.5%
Average application loan$547,825
Total application loan amount$47,361,750
National application rank#4,915 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -15.2% YoY; originations -8.9% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.