What is the Best Neighborhoods USA ranking for Oakhurst?
Oakhurst is ranked #126 of 163 eligible neighborhoods in Charlotte; #434 of 535 eligible neighborhoods in NC; and #12,280 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Oakhurst
Charlotte, NC | Mecklenburg County
Scored premium profile
Best Neighborhoods USA Index
35.4
Stability and Strength
39.8
Value Opportunity
31.3
Momentum
34.1
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Charlotte, NC |
| County | Mecklenburg County |
| National rank | #12,280 of 14,967 |
| State rank | #434 of 535 |
| City rank | #126 of 163 |
| County rank | #126 of 163 |
| National percentile | 18.0 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $460,193 |
| Year-over-year home value change | -0.9% |
| Month-over-month home value change | -0.11% |
| Home value to income ratio | 8.04 |
| Median household income | $57,251 |
| Bachelor's degree or higher | 44.8% |
| Civilian unemployment rate | 7.1% |
| Homeownership rate | 43.5% |
| Housing vacancy rate | 11.7% |
| Rent burden 30% or higher | 34.1% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Oakhurst
Is Oakhurst one of the best neighborhoods in Charlotte?
Oakhurst has a Best Neighborhoods USA Index of 35.4 and a city ranking of #126 of 163 eligible neighborhoods in Charlotte.
How much are homes worth in Oakhurst?
The current Zillow Home Value Index for Oakhurst is approximately $460,193.
Are home values rising or falling in Oakhurst?
Zillow neighborhood values changed -0.9% year over year and -0.11% month over month.
What is the Neighborhood Momentum Score for Oakhurst?
Oakhurst has a Neighborhood Momentum Score of 34.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Oakhurst?
The NDS-derived neighborhood median household income is approximately $57,251.
How affordable is Oakhurst relative to household income?
The current Zillow home-value-to-household-income ratio is 8.04. Price-to-income affordability is a major Value Opportunity input.
Is Oakhurst primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 43.5%.
What is the unemployment rate in Oakhurst?
The NDS-derived civilian unemployment rate is approximately 7.1%.
How educated are residents of Oakhurst?
Approximately 44.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Oakhurst face high rent burden?
Approximately 34.1% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Oakhurst?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications179
Estimated originations125
Home-purchase applications121
Origination rate70.0%
Home-purchase share67.6%
Average application loan$370,555
Total application loan amount$66,217,580
National application rank#2,401 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 11.7% YoY; originations 24.5% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.