What is the Best Neighborhoods USA ranking for Onyx?
Onyx is ranked #24 of 24 eligible neighborhoods in Toledo; #442 of 481 eligible neighborhoods in OH; and #14,140 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Onyx
Toledo, OH | Lucas County
Scored premium profile
Best Neighborhoods USA Index
25.5
Stability and Strength
22.6
Value Opportunity
45.5
Momentum
2.2
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Toledo, OH |
| County | Lucas County |
| National rank | #14,140 of 14,967 |
| State rank | #442 of 481 |
| City rank | #24 of 24 |
| County rank | #24 of 24 |
| National percentile | 5.5 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $45,334 |
| Year-over-year home value change | -7.5% |
| Month-over-month home value change | -1.30% |
| Home value to income ratio | 1.41 |
| Median household income | $32,153 |
| Bachelor's degree or higher | 17.9% |
| Civilian unemployment rate | 16.9% |
| Homeownership rate | 59.5% |
| Housing vacancy rate | 20.5% |
| Rent burden 30% or higher | 37.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Onyx
Is Onyx one of the best neighborhoods in Toledo?
Onyx has a Best Neighborhoods USA Index of 25.5 and a city ranking of #24 of 24 eligible neighborhoods in Toledo.
How much are homes worth in Onyx?
The current Zillow Home Value Index for Onyx is approximately $45,334.
Are home values rising or falling in Onyx?
Zillow neighborhood values changed -7.5% year over year and -1.30% month over month.
What is the Neighborhood Momentum Score for Onyx?
Onyx has a Neighborhood Momentum Score of 2.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Onyx?
The NDS-derived neighborhood median household income is approximately $32,153.
How affordable is Onyx relative to household income?
The current Zillow home-value-to-household-income ratio is 1.41. Price-to-income affordability is a major Value Opportunity input.
Is Onyx primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 59.5%.
What is the unemployment rate in Onyx?
The NDS-derived civilian unemployment rate is approximately 16.9%.
How educated are residents of Onyx?
Approximately 17.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Onyx face high rent burden?
Approximately 37.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Onyx?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications84
Estimated originations31
Home-purchase applications33
Origination rate37.1%
Home-purchase share39.6%
Average application loan$65,438
Total application loan amount$5,482,462
National application rank#5,040 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 24.0% YoY; originations 10.5% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.