What is the Best Neighborhoods USA ranking for Optimist Park?
Optimist Park is ranked #67 of 163 eligible neighborhoods in Charlotte; #250 of 535 eligible neighborhoods in NC; and #7,189 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Optimist Park
Charlotte, NC | Mecklenburg County
Scored premium profile
Best Neighborhoods USA Index
51.2
Stability and Strength
62.5
Value Opportunity
61.4
Momentum
19.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Charlotte, NC |
| County | Mecklenburg County |
| National rank | #7,189 of 14,967 |
| State rank | #250 of 535 |
| City rank | #67 of 163 |
| County rank | #67 of 163 |
| National percentile | 52.0 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $460,945 |
| Year-over-year home value change | -4.4% |
| Month-over-month home value change | -0.02% |
| Home value to income ratio | 5.43 |
| Median household income | $84,887 |
| Bachelor's degree or higher | 63.8% |
| Civilian unemployment rate | 0.7% |
| Homeownership rate | 17.6% |
| Housing vacancy rate | 6.3% |
| Rent burden 30% or higher | 37.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Optimist Park
Is Optimist Park one of the best neighborhoods in Charlotte?
Optimist Park has a Best Neighborhoods USA Index of 51.2 and a city ranking of #67 of 163 eligible neighborhoods in Charlotte.
How much are homes worth in Optimist Park?
The current Zillow Home Value Index for Optimist Park is approximately $460,945.
Are home values rising or falling in Optimist Park?
Zillow neighborhood values changed -4.4% year over year and -0.02% month over month.
What is the Neighborhood Momentum Score for Optimist Park?
Optimist Park has a Neighborhood Momentum Score of 19.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Optimist Park?
The NDS-derived neighborhood median household income is approximately $84,887.
How affordable is Optimist Park relative to household income?
The current Zillow home-value-to-household-income ratio is 5.43. Price-to-income affordability is a major Value Opportunity input.
Is Optimist Park primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 17.6%.
What is the unemployment rate in Optimist Park?
The NDS-derived civilian unemployment rate is approximately 0.7%.
How educated are residents of Optimist Park?
Approximately 63.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Optimist Park face high rent burden?
Approximately 37.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Optimist Park?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications46
Estimated originations31
Home-purchase applications32
Origination rate67.8%
Home-purchase share69.6%
Average application loan$1,165,831
Total application loan amount$53,659,244
National application rank#7,571 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -7.3% YoY; originations 17.8% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.