What is the Best Neighborhoods USA ranking for River Park?
River Park is ranked #12 of 34 eligible neighborhoods in South Bend; #267 of 656 eligible neighborhoods in IN; and #3,916 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
River Park
South Bend, IN | Saint Joseph County
Scored premium profile
Best Neighborhoods USA Index
60.3
Stability and Strength
44.7
Value Opportunity
59.0
Momentum
87.1
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | South Bend, IN |
| County | Saint Joseph County |
| National rank | #3,916 of 14,967 |
| State rank | #267 of 656 |
| City rank | #12 of 34 |
| County rank | #14 of 36 |
| National percentile | 73.9 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $162,769 |
| Year-over-year home value change | 4.6% |
| Month-over-month home value change | 0.79% |
| Home value to income ratio | 2.61 |
| Median household income | $62,460 |
| Bachelor's degree or higher | 27.7% |
| Civilian unemployment rate | 5.0% |
| Homeownership rate | 64.9% |
| Housing vacancy rate | 11.2% |
| Rent burden 30% or higher | 30.9% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in River Park
Is River Park one of the best neighborhoods in South Bend?
River Park has a Best Neighborhoods USA Index of 60.3 and a city ranking of #12 of 34 eligible neighborhoods in South Bend.
How much are homes worth in River Park?
The current Zillow Home Value Index for River Park is approximately $162,769.
Are home values rising or falling in River Park?
Zillow neighborhood values changed 4.6% year over year and 0.79% month over month.
What is the Neighborhood Momentum Score for River Park?
River Park has a Neighborhood Momentum Score of 87.1. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in River Park?
The NDS-derived neighborhood median household income is approximately $62,460.
How affordable is River Park relative to household income?
The current Zillow home-value-to-household-income ratio is 2.61. Price-to-income affordability is a major Value Opportunity input.
Is River Park primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 64.9%.
What is the unemployment rate in River Park?
The NDS-derived civilian unemployment rate is approximately 5.0%.
How educated are residents of River Park?
Approximately 27.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in River Park face high rent burden?
Approximately 30.9% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score River Park?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications278
Estimated originations175
Home-purchase applications133
Origination rate63.0%
Home-purchase share48.0%
Average application loan$321,944
Total application loan amount$89,528,278
National application rank#1,341 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -5.3% YoY; originations -7.9% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.