| Context | Value |
|---|
| Location | Cincinnati, OH |
| County | Hamilton County |
| National rank | #14,748 of 14,967 |
| State rank | #466 of 481 |
| City rank | #46 of 48 |
| County rank | #58 of 60 |
| National percentile | 1.5 |
| National band | LOWER_25_PERCENT |
Housing and local fundamentals
| Housing and market metrics | Value |
|---|
| Current Zillow home value | $104,207 |
| Year-over-year home value change | 0.8% |
| Month-over-month home value change | -0.47% |
| Home value to income ratio | 10.62 |
| Median household income | $9,817 |
| Bachelor's degree or higher | 9.7% |
| Civilian unemployment rate | 33.2% |
| Homeownership rate | 25.6% |
| Housing vacancy rate | 5.8% |
| Rent burden 30% or higher | 85.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in South Cumminsville
What is the Best Neighborhoods USA ranking for South Cumminsville?
South Cumminsville is ranked #46 of 48 eligible neighborhoods in Cincinnati; #466 of 481 eligible neighborhoods in OH; and #14,748 of 14,967 eligible neighborhoods in the United States.
Is South Cumminsville one of the best neighborhoods in Cincinnati?
South Cumminsville has a Best Neighborhoods USA Index of 18.3 and a city ranking of #46 of 48 eligible neighborhoods in Cincinnati.
How much are homes worth in South Cumminsville?
The current Zillow Home Value Index for South Cumminsville is approximately $104,207.
Are home values rising or falling in South Cumminsville?
Zillow neighborhood values changed 0.8% year over year and -0.47% month over month.
What is the Neighborhood Momentum Score for South Cumminsville?
South Cumminsville has a Neighborhood Momentum Score of 40.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in South Cumminsville?
The NDS-derived neighborhood median household income is approximately $9,817.
How affordable is South Cumminsville relative to household income?
The current Zillow home-value-to-household-income ratio is 10.62. Price-to-income affordability is a major Value Opportunity input.
Is South Cumminsville primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 25.6%.
What is the unemployment rate in South Cumminsville?
The NDS-derived civilian unemployment rate is approximately 33.2%.
How educated are residents of South Cumminsville?
Approximately 9.7% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in South Cumminsville face high rent burden?
Approximately 85.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score South Cumminsville?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
FULL_OR_NEAR_FULL
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry.
These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications31
Estimated originations14
Home-purchase applications17
Origination rate45.2%
Home-purchase share54.9%
Average application loan$194,413
Total application loan amount$6,085,627
National application rank#9,071 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 45.8% YoY; originations 38.6% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography.
This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation.
Rankings require governed geometry coverage. Applicant demographics are excluded.
Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.