What is the Best Neighborhoods USA ranking for Swansboro West?
Swansboro West is ranked #76 of 113 eligible neighborhoods in Richmond; #400 of 518 eligible neighborhoods in VA; and #9,970 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Swansboro West
Richmond, VA | Richmond City
Scored premium profile
Best Neighborhoods USA Index
43.2
Stability and Strength
41.9
Value Opportunity
32.6
Momentum
60.2
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Richmond, VA |
| County | Richmond City |
| National rank | #9,970 of 14,967 |
| State rank | #400 of 518 |
| City rank | #76 of 113 |
| County rank | #76 of 113 |
| National percentile | 33.4 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $242,747 |
| Year-over-year home value change | 1.0% |
| Month-over-month home value change | 0.30% |
| Home value to income ratio | 7.63 |
| Median household income | $31,835 |
| Bachelor's degree or higher | 13.2% |
| Civilian unemployment rate | 2.7% |
| Homeownership rate | 56.9% |
| Housing vacancy rate | 2.8% |
| Rent burden 30% or higher | 31.0% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Swansboro West
Is Swansboro West one of the best neighborhoods in Richmond?
Swansboro West has a Best Neighborhoods USA Index of 43.2 and a city ranking of #76 of 113 eligible neighborhoods in Richmond.
How much are homes worth in Swansboro West?
The current Zillow Home Value Index for Swansboro West is approximately $242,747.
Are home values rising or falling in Swansboro West?
Zillow neighborhood values changed 1.0% year over year and 0.30% month over month.
What is the Neighborhood Momentum Score for Swansboro West?
Swansboro West has a Neighborhood Momentum Score of 60.2. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Swansboro West?
The NDS-derived neighborhood median household income is approximately $31,835.
How affordable is Swansboro West relative to household income?
The current Zillow home-value-to-household-income ratio is 7.63. Price-to-income affordability is a major Value Opportunity input.
Is Swansboro West primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 56.9%.
What is the unemployment rate in Swansboro West?
The NDS-derived civilian unemployment rate is approximately 2.7%.
How educated are residents of Swansboro West?
Approximately 13.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Swansboro West face high rent burden?
Approximately 31.0% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Swansboro West?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications73
Estimated originations44
Home-purchase applications36
Origination rate61.2%
Home-purchase share49.8%
Average application loan$210,122
Total application loan amount$15,234,134
National application rank#5,657 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 0.0% YoY; originations -5.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.