What is the Best Neighborhoods USA ranking for Thomas Dale?
Thomas Dale is ranked #16 of 17 eligible neighborhoods in Saint Paul; #252 of 275 eligible neighborhoods in MN; and #10,874 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Thomas Dale
Saint Paul, MN | Ramsey County
Scored premium profile
Best Neighborhoods USA Index
40.5
Stability and Strength
34.1
Value Opportunity
46.3
Momentum
42.5
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Saint Paul, MN |
| County | Ramsey County |
| National rank | #10,874 of 14,967 |
| State rank | #252 of 275 |
| City rank | #16 of 17 |
| County rank | #16 of 17 |
| National percentile | 27.4 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $239,112 |
| Year-over-year home value change | -0.0% |
| Month-over-month home value change | -0.07% |
| Home value to income ratio | 4.37 |
| Median household income | $54,688 |
| Bachelor's degree or higher | 24.2% |
| Civilian unemployment rate | 5.3% |
| Homeownership rate | 49.0% |
| Housing vacancy rate | 7.3% |
| Rent burden 30% or higher | 60.5% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Thomas Dale
Is Thomas Dale one of the best neighborhoods in Saint Paul?
Thomas Dale has a Best Neighborhoods USA Index of 40.5 and a city ranking of #16 of 17 eligible neighborhoods in Saint Paul.
How much are homes worth in Thomas Dale?
The current Zillow Home Value Index for Thomas Dale is approximately $239,112.
Are home values rising or falling in Thomas Dale?
Zillow neighborhood values changed -0.0% year over year and -0.07% month over month.
What is the Neighborhood Momentum Score for Thomas Dale?
Thomas Dale has a Neighborhood Momentum Score of 42.5. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Thomas Dale?
The NDS-derived neighborhood median household income is approximately $54,688.
How affordable is Thomas Dale relative to household income?
The current Zillow home-value-to-household-income ratio is 4.37. Price-to-income affordability is a major Value Opportunity input.
Is Thomas Dale primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 49.0%.
What is the unemployment rate in Thomas Dale?
The NDS-derived civilian unemployment rate is approximately 5.3%.
How educated are residents of Thomas Dale?
Approximately 24.2% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Thomas Dale face high rent burden?
Approximately 60.5% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Thomas Dale?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications358
Estimated originations220
Home-purchase applications225
Origination rate61.5%
Home-purchase share62.9%
Average application loan$174,457
Total application loan amount$62,433,126
National application rank#910 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 13.7% YoY; originations 15.4% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.