Neighborhood Profile

Thomasboro-Hoskins

Charlotte, NC | Mecklenburg County
Scored premium profile
Best Neighborhoods USA Index
33.5
National rank: #12,746 of 14,967
Stability and Strength
28.1
Score
Value Opportunity
38.7
Score
Momentum
34.8
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationCharlotte, NC
CountyMecklenburg County
National rank#12,746 of 14,967
State rank#456 of 535
City rank#138 of 163
County rank#138 of 163
National percentile14.8
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$229,285
Year-over-year home value change-0.2%
Month-over-month home value change-0.34%
Home value to income ratio4.56
Median household income$50,232
Bachelor's degree or higher23.8%
Civilian unemployment rate8.5%
Homeownership rate50.9%
Housing vacancy rate10.8%
Rent burden 30% or higher54.7%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Thomasboro-Hoskins

What is the Best Neighborhoods USA ranking for Thomasboro-Hoskins?

Thomasboro-Hoskins is ranked #138 of 163 eligible neighborhoods in Charlotte; #456 of 535 eligible neighborhoods in NC; and #12,746 of 14,967 eligible neighborhoods in the United States.

Is Thomasboro-Hoskins one of the best neighborhoods in Charlotte?

Thomasboro-Hoskins has a Best Neighborhoods USA Index of 33.5 and a city ranking of #138 of 163 eligible neighborhoods in Charlotte.

How much are homes worth in Thomasboro-Hoskins?

The current Zillow Home Value Index for Thomasboro-Hoskins is approximately $229,285.

Are home values rising or falling in Thomasboro-Hoskins?

Zillow neighborhood values changed -0.2% year over year and -0.34% month over month.

What is the Neighborhood Momentum Score for Thomasboro-Hoskins?

Thomasboro-Hoskins has a Neighborhood Momentum Score of 34.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Thomasboro-Hoskins?

The NDS-derived neighborhood median household income is approximately $50,232.

How affordable is Thomasboro-Hoskins relative to household income?

The current Zillow home-value-to-household-income ratio is 4.56. Price-to-income affordability is a major Value Opportunity input.

Is Thomasboro-Hoskins primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 50.9%.

What is the unemployment rate in Thomasboro-Hoskins?

The NDS-derived civilian unemployment rate is approximately 8.5%.

How educated are residents of Thomasboro-Hoskins?

Approximately 23.8% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Thomasboro-Hoskins face high rent burden?

Approximately 54.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Thomasboro-Hoskins?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications255
Estimated originations130
Home-purchase applications146
Origination rate50.7%
Home-purchase share57.1%
Average application loan$211,324
Total application loan amount$53,972,025
National application rank#1,510 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 6.2% YoY; originations 1.1% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.