What is the Best Neighborhoods USA ranking for Westside?
Westside is ranked #27 of 34 eligible neighborhoods in South Bend; #495 of 656 eligible neighborhoods in IN; and #9,120 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Westside
South Bend, IN | Saint Joseph County
Scored premium profile
Best Neighborhoods USA Index
45.8
Stability and Strength
20.3
Value Opportunity
37.3
Momentum
98.7
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | South Bend, IN |
| County | Saint Joseph County |
| National rank | #9,120 of 14,967 |
| State rank | #495 of 656 |
| City rank | #27 of 34 |
| County rank | #29 of 36 |
| National percentile | 39.1 |
| National band | MIDDLE_50_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $99,651 |
| Year-over-year home value change | 11.4% |
| Month-over-month home value change | 1.76% |
| Home value to income ratio | 3.25 |
| Median household income | $30,644 |
| Bachelor's degree or higher | 4.3% |
| Civilian unemployment rate | 18.7% |
| Homeownership rate | 73.2% |
| Housing vacancy rate | 15.6% |
| Rent burden 30% or higher | 49.4% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Westside
Is Westside one of the best neighborhoods in South Bend?
Westside has a Best Neighborhoods USA Index of 45.8 and a city ranking of #27 of 34 eligible neighborhoods in South Bend.
How much are homes worth in Westside?
The current Zillow Home Value Index for Westside is approximately $99,651.
Are home values rising or falling in Westside?
Zillow neighborhood values changed 11.4% year over year and 1.76% month over month.
What is the Neighborhood Momentum Score for Westside?
Westside has a Neighborhood Momentum Score of 98.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Westside?
The NDS-derived neighborhood median household income is approximately $30,644.
How affordable is Westside relative to household income?
The current Zillow home-value-to-household-income ratio is 3.25. Price-to-income affordability is a major Value Opportunity input.
Is Westside primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 73.2%.
What is the unemployment rate in Westside?
The NDS-derived civilian unemployment rate is approximately 18.7%.
How educated are residents of Westside?
Approximately 4.3% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Westside face high rent burden?
Approximately 49.4% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Westside?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications65
Estimated originations37
Home-purchase applications23
Origination rate57.1%
Home-purchase share36.0%
Average application loan$88,514
Total application loan amount$5,741,701
National application rank#6,166 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications -6.1% YoY; originations 11.5% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.