What is the Best Neighborhoods USA ranking for Beau Terra?
Beau Terra is ranked #88 of 108 eligible neighborhoods in Mobile; #198 of 258 eligible neighborhoods in AL; and #12,596 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Beau Terra
Mobile, AL | Mobile County
Scored premium profile
Best Neighborhoods USA Index
34.2
Stability and Strength
40.5
Value Opportunity
38.6
Momentum
17.9
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Mobile, AL |
| County | Mobile County |
| National rank | #12,596 of 14,967 |
| State rank | #198 of 258 |
| City rank | #88 of 108 |
| County rank | #124 of 148 |
| National percentile | 15.9 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $145,092 |
| Year-over-year home value change | -2.0% |
| Month-over-month home value change | -0.82% |
| Home value to income ratio | 5.07 |
| Median household income | $28,614 |
| Bachelor's degree or higher | 26.1% |
| Civilian unemployment rate | 4.9% |
| Homeownership rate | 71.7% |
| Housing vacancy rate | 7.7% |
| Rent burden 30% or higher | 32.7% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Beau Terra
Is Beau Terra one of the best neighborhoods in Mobile?
Beau Terra has a Best Neighborhoods USA Index of 34.2 and a city ranking of #88 of 108 eligible neighborhoods in Mobile.
How much are homes worth in Beau Terra?
The current Zillow Home Value Index for Beau Terra is approximately $145,092.
Are home values rising or falling in Beau Terra?
Zillow neighborhood values changed -2.0% year over year and -0.82% month over month.
What is the Neighborhood Momentum Score for Beau Terra?
Beau Terra has a Neighborhood Momentum Score of 17.9. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Beau Terra?
The NDS-derived neighborhood median household income is approximately $28,614.
How affordable is Beau Terra relative to household income?
The current Zillow home-value-to-household-income ratio is 5.07. Price-to-income affordability is a major Value Opportunity input.
Is Beau Terra primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 71.7%.
What is the unemployment rate in Beau Terra?
The NDS-derived civilian unemployment rate is approximately 4.9%.
How educated are residents of Beau Terra?
Approximately 26.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Beau Terra face high rent burden?
Approximately 32.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Beau Terra?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications45
Estimated originations25
Home-purchase applications23
Origination rate56.0%
Home-purchase share51.0%
Average application loan$120,964
Total application loan amount$5,439,755
National application rank#7,682 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 5.3% YoY; originations 27.0% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.