Neighborhood Profile

Derita-Statesville

Charlotte, NC | Mecklenburg County
Scored premium profile
Best Neighborhoods USA Index
37.4
National rank: #11,747 of 14,967
Stability and Strength
40.7
Score
Value Opportunity
47.0
Score
Momentum
18.8
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationCharlotte, NC
CountyMecklenburg County
National rank#11,747 of 14,967
State rank#413 of 535
City rank#115 of 163
County rank#115 of 163
National percentile21.5
National bandLOWER_25_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$281,868
Year-over-year home value change-2.1%
Month-over-month home value change-0.52%
Home value to income ratio4.85
Median household income$58,060
Bachelor's degree or higher25.9%
Civilian unemployment rate4.5%
Homeownership rate59.5%
Housing vacancy rate4.7%
Rent burden 30% or higher61.3%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Derita-Statesville

What is the Best Neighborhoods USA ranking for Derita-Statesville?

Derita-Statesville is ranked #115 of 163 eligible neighborhoods in Charlotte; #413 of 535 eligible neighborhoods in NC; and #11,747 of 14,967 eligible neighborhoods in the United States.

Is Derita-Statesville one of the best neighborhoods in Charlotte?

Derita-Statesville has a Best Neighborhoods USA Index of 37.4 and a city ranking of #115 of 163 eligible neighborhoods in Charlotte.

How much are homes worth in Derita-Statesville?

The current Zillow Home Value Index for Derita-Statesville is approximately $281,868.

Are home values rising or falling in Derita-Statesville?

Zillow neighborhood values changed -2.1% year over year and -0.52% month over month.

What is the Neighborhood Momentum Score for Derita-Statesville?

Derita-Statesville has a Neighborhood Momentum Score of 18.8. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Derita-Statesville?

The NDS-derived neighborhood median household income is approximately $58,060.

How affordable is Derita-Statesville relative to household income?

The current Zillow home-value-to-household-income ratio is 4.85. Price-to-income affordability is a major Value Opportunity input.

Is Derita-Statesville primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 59.5%.

What is the unemployment rate in Derita-Statesville?

The NDS-derived civilian unemployment rate is approximately 4.5%.

How educated are residents of Derita-Statesville?

Approximately 25.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Derita-Statesville face high rent burden?

Approximately 61.3% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Derita-Statesville?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications208
Estimated originations107
Home-purchase applications78
Origination rate51.7%
Home-purchase share37.4%
Average application loan$210,953
Total application loan amount$43,851,812
National application rank#1,951 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 2.5% YoY; originations -4.3% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.