What is the Best Neighborhoods USA ranking for Harter Heights?
Harter Heights is ranked #5 of 34 eligible neighborhoods in South Bend; #142 of 656 eligible neighborhoods in IN; and #1,875 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
Harter Heights
South Bend, IN | Saint Joseph County
Scored premium profile
Best Neighborhoods USA Index
67.6
Stability and Strength
60.8
Value Opportunity
55.0
Momentum
96.0
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | South Bend, IN |
| County | Saint Joseph County |
| National rank | #1,875 of 14,967 |
| State rank | #142 of 656 |
| City rank | #5 of 34 |
| County rank | #7 of 36 |
| National percentile | 87.5 |
| National band | TOP_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $569,940 |
| Year-over-year home value change | 8.9% |
| Month-over-month home value change | 0.87% |
| Home value to income ratio | 6.11 |
| Median household income | $93,258 |
| Bachelor's degree or higher | 69.9% |
| Civilian unemployment rate | 1.4% |
| Homeownership rate | 48.6% |
| Housing vacancy rate | 24.1% |
| Rent burden 30% or higher | 53.8% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in Harter Heights
Is Harter Heights one of the best neighborhoods in South Bend?
Harter Heights has a Best Neighborhoods USA Index of 67.6 and a city ranking of #5 of 34 eligible neighborhoods in South Bend.
How much are homes worth in Harter Heights?
The current Zillow Home Value Index for Harter Heights is approximately $569,940.
Are home values rising or falling in Harter Heights?
Zillow neighborhood values changed 8.9% year over year and 0.87% month over month.
What is the Neighborhood Momentum Score for Harter Heights?
Harter Heights has a Neighborhood Momentum Score of 96.0. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in Harter Heights?
The NDS-derived neighborhood median household income is approximately $93,258.
How affordable is Harter Heights relative to household income?
The current Zillow home-value-to-household-income ratio is 6.11. Price-to-income affordability is a major Value Opportunity input.
Is Harter Heights primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 48.6%.
What is the unemployment rate in Harter Heights?
The NDS-derived civilian unemployment rate is approximately 1.4%.
How educated are residents of Harter Heights?
Approximately 69.9% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in Harter Heights face high rent burden?
Approximately 53.8% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score Harter Heights?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications40
Estimated originations26
Home-purchase applications16
Origination rate64.9%
Home-purchase share41.0%
Average application loan$265,530
Total application loan amount$10,552,820
National application rank#8,162 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 2.0% YoY; originations 11.1% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.