What is the Best Neighborhoods USA ranking for North River?
North River is ranked #21 of 24 eligible neighborhoods in Toledo; #357 of 481 eligible neighborhoods in OH; and #12,217 of 14,967 eligible neighborhoods in the United States.
Neighborhood Profile
North River
Toledo, OH | Lucas County
Scored premium profile
Best Neighborhoods USA Index
35.6
Stability and Strength
12.2
Value Opportunity
41.3
Momentum
65.3
Score note: Rankings show denominators so users always see the size of the eligible cohort.
| Context | Value |
|---|---|
| Location | Toledo, OH |
| County | Lucas County |
| National rank | #12,217 of 14,967 |
| State rank | #357 of 481 |
| City rank | #21 of 24 |
| County rank | #21 of 24 |
| National percentile | 18.4 |
| National band | LOWER_25_PERCENT |
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Housing and local fundamentals
| Housing and market metrics | Value |
|---|---|
| Current Zillow home value | $54,103 |
| Year-over-year home value change | 3.4% |
| Month-over-month home value change | -0.05% |
| Home value to income ratio | 2.49 |
| Median household income | $21,728 |
| Bachelor's degree or higher | 6.1% |
| Civilian unemployment rate | 11.4% |
| Homeownership rate | 31.9% |
| Housing vacancy rate | 21.7% |
| Rent burden 30% or higher | 49.2% |
How to read this profile
- Ranks are always shown with denominators.
- Momentum reflects both year-over-year and month-over-month housing change.
- Stability and Strength and Value Opportunity are governed composite scores.
- Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers
Questions About Living in North River
Is North River one of the best neighborhoods in Toledo?
North River has a Best Neighborhoods USA Index of 35.6 and a city ranking of #21 of 24 eligible neighborhoods in Toledo.
How much are homes worth in North River?
The current Zillow Home Value Index for North River is approximately $54,103.
Are home values rising or falling in North River?
Zillow neighborhood values changed 3.4% year over year and -0.05% month over month.
What is the Neighborhood Momentum Score for North River?
North River has a Neighborhood Momentum Score of 65.3. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.
What is the median household income in North River?
The NDS-derived neighborhood median household income is approximately $21,728.
How affordable is North River relative to household income?
The current Zillow home-value-to-household-income ratio is 2.49. Price-to-income affordability is a major Value Opportunity input.
Is North River primarily homeowners or renters?
The NDS-derived homeownership rate is approximately 31.9%.
What is the unemployment rate in North River?
The NDS-derived civilian unemployment rate is approximately 11.4%.
How educated are residents of North River?
Approximately 6.1% of residents age 25 and older are estimated to have a bachelor's degree or higher.
What share of renters in North River face high rent burden?
Approximately 49.2% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.
How does Best Neighborhoods USA score North River?
The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.
Governed ranking context
How this neighborhood ranks
HMDA Mortgage Intelligence
Neighborhood Mortgage Market
Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.
Activity year2024
Estimated applications70
Estimated originations29
Home-purchase applications35
Origination rate40.8%
Home-purchase share50.4%
Average application loan$76,272
Total application loan amount$5,335,314
National application rank#5,824 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 33.0% YoY; originations 23.7% YoY
Mortgage methodology
HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.