Neighborhood Profile

Red Creek

Semmes, AL | Mobile County
Scored premium profile
Best Neighborhoods USA Index
55.4
National rank: #5,605 of 14,967
Stability and Strength
55.6
Score
Value Opportunity
62.0
Score
Momentum
45.7
Score
Score note: Rankings show denominators so users always see the size of the eligible cohort.
ContextValue
LocationSemmes, AL
CountyMobile County
National rank#5,605 of 14,967
State rank#55 of 258
City rank#5 of 12
County rank#37 of 148
National percentile62.6
National bandMIDDLE_50_PERCENT
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Housing and local fundamentals

Housing and market metricsValue
Current Zillow home value$266,576
Year-over-year home value change0.6%
Month-over-month home value change-0.12%
Home value to income ratio3.99
Median household income$66,738
Bachelor's degree or higher27.6%
Civilian unemployment rate1.4%
Homeownership rate76.5%
Housing vacancy rate2.0%
Rent burden 30% or higher61.7%

How to read this profile

  • Ranks are always shown with denominators.
  • Momentum reflects both year-over-year and month-over-month housing change.
  • Stability and Strength and Value Opportunity are governed composite scores.
  • Identity composition is descriptive intelligence and is not a scoring component.
Questions and Answers

Questions About Living in Red Creek

What is the Best Neighborhoods USA ranking for Red Creek?

Red Creek is ranked #5 of 12 eligible neighborhoods in Semmes; #55 of 258 eligible neighborhoods in AL; and #5,605 of 14,967 eligible neighborhoods in the United States.

Is Red Creek one of the best neighborhoods in Semmes?

Red Creek has a Best Neighborhoods USA Index of 55.4 and a city ranking of #5 of 12 eligible neighborhoods in Semmes.

How much are homes worth in Red Creek?

The current Zillow Home Value Index for Red Creek is approximately $266,576.

Are home values rising or falling in Red Creek?

Zillow neighborhood values changed 0.6% year over year and -0.12% month over month.

What is the Neighborhood Momentum Score for Red Creek?

Red Creek has a Neighborhood Momentum Score of 45.7. Momentum is 70% year-over-year and 30% month-over-month Zillow housing change.

What is the median household income in Red Creek?

The NDS-derived neighborhood median household income is approximately $66,738.

How affordable is Red Creek relative to household income?

The current Zillow home-value-to-household-income ratio is 3.99. Price-to-income affordability is a major Value Opportunity input.

Is Red Creek primarily homeowners or renters?

The NDS-derived homeownership rate is approximately 76.5%.

What is the unemployment rate in Red Creek?

The NDS-derived civilian unemployment rate is approximately 1.4%.

How educated are residents of Red Creek?

Approximately 27.6% of residents age 25 and older are estimated to have a bachelor's degree or higher.

What share of renters in Red Creek face high rent burden?

Approximately 61.7% of the applicable renter-household universe is estimated to spend 30% or more of household income on gross rent.

How does Best Neighborhoods USA score Red Creek?

The overall index combines 40% Stability and Strength, 35% Value Opportunity, and 25% Momentum. Race, ethnicity, and identity composition are not scoring components.

Governed ranking context

How this neighborhood ranks

HMDA Mortgage Intelligence

Neighborhood Mortgage Market

FULL_OR_NEAR_FULL

Modeled neighborhood-level mortgage activity allocated from governed HMDA tract data using Zillow neighborhood geometry. These neighborhood values are nonadditive and do not enter the Best Neighborhoods USA Index.

Activity year2024
Estimated applications44
Estimated originations24
Home-purchase applications19
Origination rate54.5%
Home-purchase share42.3%
Average application loan$162,028
Total application loan amount$7,141,845
National application rank#7,751 of 14,874 rankable neighborhoods
Geometry coverage100.0%
Recent trend: Applications 14.1% YoY; originations 12.2% YoY
Mortgage methodology

HMDA is natively reported at tract and other lender-reporting geographies, not Zillow neighborhood or ZIP geography. This module uses the certified NDS HMDA-to-Zillow tract-vintage crosswalk and area-weighted allocation. Rankings require governed geometry coverage. Applicant demographics are excluded. Neighborhood values may overlap and must not be summed to reconstruct ZIP or national totals.